Mortgage Discount Points Calculator

Find out if paying points on a loan works in your favor


This tool helps you determine whether paying paying additional charges for a specific interest rate (or discount points) in exchange for a lower interest rate is a good deal. The longer you expect to be in the home, the greater the advantage of paying points to lower your loan's interest rate. On the other hand, paying points may not be as helpful if you intend to sell the home, refinance, or pay off the loan in the near future.

Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded.