Flourish Checking

Our premium checking account offering competitive high-yield rates.


Get $300 and earn up to 2.00% APY1


when you open a Flourish Checking account!*


Flourish checking
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Key Features

Earn up to 2.00% APY on your checking balance1

Comes with full suite of Online Banking tools

FDIC-insured



Flourish Checking: Earn More, Enjoy More

Unlock the potential of our Flourish Checking account and earn up to 2.00% APY1 on your balance. Take advantage of this high-yield checking account that offers everything you need for easy, secure banking.

  • Minimum to open: $5,000
  • Minimum balance requirement: Maintain a $5,000 monthly balance to avoid fees
  • Monthly maintenance fee: $10 if minimum balance drops below $5,000

Mobile Banking at Your Fingertips

Easily manage your finances on the go with our intuitive mobile app. View transactions, set budgets, and track your spending in one place. Plus, you can link external accounts for an all-in-one view of your financial picture.2


Online Banking FAQs



Interest paid on the following balance tiers:

BalanceAPY1Minimum to open
$.01 - $19,999.990.55%$5,000
$20,000 - $1,499,999.992.00%$5,000
$1,500,000 or Greater0.60%$5,000
Effective Date: 05/16/2025
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What Our Customers Say
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Open Your Flourish Checking Account in 3 Easy Steps!

 

Number 1 third

Enter Your Info

Provide your address, phone, email, Social Security number, and answer a few simple questions.

Number 2 third

Fund Your Account

Enter your bank account info and transfer a minimum of $5,000 to activate your Flourish Checking account. 

number 3 third

Confirmation

Check your inbox for a confirmation email with your account number and all the details you need to get started.

Recognized Excellence
Recognized Excellence

A+ Rating
Better Business Bureau


Based on the most recent data from Better Business Bureau

"Well Capitalized"

FDIC Capital Classification

 

As of quarter end March 31, 2025



Bauer Financial


Star ratings are current as of 05/11/2025 from Bauer Financial

Nationally competitive products. Individualized service.

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1Annual Percentage Yield (“APY”), Effective Date: 05/16/2025, valid for accounts opened in-branch and online. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.99= 0.55%, $20,000 - $1,499,999.99= 2.00%, $1,500,000 or Greater= 0.60%. The interest rate and annual percentage yield may change after opening the account.  Rates subject to change without notice and after the account is opened.

2Internet and/or wireless service provider charges may apply.

*$300 offer is valid for a new Flourish Checking account opened on or after January 1, 2025. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Flourish Checking account with a total deposit of $5,000 or more. 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 1/01/2025.