Flourish Checking

Our premium checking account offering competitive high-yield rates.

Flourish checking

Key Features

Earn up to 1.10% APY on your balance1

Comes with full suite of Online Banking tools

FDIC-insured



Flourish Checking: Earn More, Enjoy More

Unlock the potential of our Flourish Checking account and earn up to 1.10% APY1 on your balance. Take advantage of this high-yield checking account that offers everything you need for easy, secure banking.

  • Minimum to open: $5,000
  • Minimum balance requirement: Maintain a $5,000 monthly balance to avoid fees
  • Monthly maintenance fee: $10 if minimum balance drops below $5,000

Mobile Banking at Your Fingertips

Easily manage your finances on the go with our intuitive mobile app. View transactions, set budgets, and track your spending in one place. Plus, you can link external accounts for an all-in-one view of your financial picture.2




Interest paid on the following balance tiers:

BalanceAPY1Minimum to open
$.01 - $19,999.990.45%$5,000
$20,000 - $1,499,999.991.10%$5,000
$1,500,000 or Greater0.60%$5,000
Effective Date: 9/11/2026


NASB Checking FAQs

Quick answers about opening, managing, and using your NASB checking account.

Your account number can be found at the bottom of your check. It’s the second set of numbers, the first set being your nine-digit routing number, and the third set is your check number. 

Yes, NASB offers 24/7 banking with our Online Banking solution. You can view your accounts, transfer funds, create alerts, pay bills and much more, all for free!  Click here for more information on how to get Online Banking.
When you're ready to open a NASB checking account, simply click here to start the process. If you have questions, don't hesitate to call us at 816-316-4000, option 3.
Yes, NASB's Mobile Banking app allows you to view checking account balances, transfer funds, make mobile check deposits, and more! Click here to find out how to download and use NASB's Mobile Banking app.
All of our checking accounts require a minimum balance.  Please click here for more information.
No, NASB does not charge any service fees when using your NASB VISA Debit Card at an ATM. However, you could be charged a fee if you use an ATM located outside the network. NASB is part of the MoneyPass network, which provides access to over 32,000+ surcharge-free ATMs throughout the U.S., including 50 in the Kansas City area. Click here to find a MoneyPass ATM. 
NASB offers a "Switch Kit" that makes it easy to transition your checking account to NASB. Click here to learn more about how a Switch Kit makes it easy to switch the direct deposits and automatic payments from your old account to your NASB account in just a few minutes. 
Each of our checking accounts have a monthly fee, but they are waived on the Advance, Flourish and Prosper accounts if you meet minimum monthly balance and other requirements. 
NASB offers three checking accounts. Whether you want to earn interest on your account, take advantage of savings benefits and local discounts, or simply an account that covers your everyday needs, we have you covered. Click here to learn more about our Flourish, Prosper, Thrive, and Advance checking accounts.
NASB's suite of digital banking products support our customers both locally and internationally. Notify NASB customer service at 816-316-4000 before you deploy to help coordinate your specific needs. 
To help eliminate any worries about your finances while you are on vacation, NASB has prepared a list of frequently asked travel safety questions to help keep you and your money protected while you travel. Make sure to contact NASB customer service at 1-800-677-6272  to let us know your travel plans before leaving. 
If your debit card is missing, please call us at 1-800-992-3272 anytime, day or night.
Simply call NASB customer service at 816-316-4000, option 2, and they will be able to assist you. 
Simply call 1-800-992-3808 and follow the audio directions. 
You can order checks online through NASB's secure portal here.  Have your routing number, account number, and zip code available when you're ready to order. Or you can order directly from NASB online banking. 
What Our Customers Say
general banking testimonials



Open Your Flourish Checking Account in 3 Easy Steps!

 

Number 1 third

Enter Your Info

Provide your address, phone, email, Social Security number, and answer a few simple questions.

Number 2 third

Fund Your Account

Enter your bank account info and transfer a minimum of $5,000 to activate your Flourish Checking account. 

number 3 third

Confirmation

Check your inbox for a confirmation email with your account number and all the details you need to get started.

Recognized Excellence
Recognized Excellence

Community Support

$8 Million+ Invested

 

In Kansas City communities since 2020

"Well Capitalized"

FDIC Capital Classification

 

As of quarter end 6/30/2026



Bauer Financial


Star ratings are current as of 8/28/2026 from Bauer Financial

Nationally competitive products. Individualized service.

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1Annual Percentage Yield (“APY”), Effective Date: 9/11/2026, valid for accounts opened in-branch and online. Flourish Checking earns interest on the following account balance tiers: $.01 - $19,999.990.45%$20,000 - $1,499,999.991.10%$1,500,000 or Greater0.60%. The interest rate and annual percentage yield may change after opening the account.  Rates subject to change without notice and after the account is opened. Fees could reduce earnings on the account.

2Internet and/or wireless service provider charges may apply.