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Fixed Rate IRA CD

Plan for your retirement with a NASB Fixed Rate IRA CD. Lock into a competitive rate with the security of FDIC insurance.

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Key Features

Low opening balance

Interest compounded daily

No maintenance fee



Lock in your CD rate and watch your money grow.

A great retirement savings option for those who want to lock in a competitive fixed rate for a specific number of months in an FDIC-insured account. NASB checking customers can earn higher interest rates on CD products based on the aggregate balances in NASB checking account(s) of which they are the primary or secondary account holder.2

12 Month Fixed IRA                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.80%
 0.80%
 $100
$1,000 - $2,499 0.85%
 0.85% $100
$2,500 - $9,999 0.90% 0.90% $100
$10,000 - $1,000,000 0.95% 0.95% $100

Effective Date: 09/29/2023

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Gertrude W., March 22, 2021
★★★★★ (5)

"I am a repeat customer of NASB and I always recommend family and friends to use their services."

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1Annual Percentage Yield. Effective Date: 09/29/2023. $1000 minimum deposit. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce the earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. Additional Relationship CD rate may vary daily based upon aggregate checking balances. Balances greater than $1,000,000 earn 0.10% APY.