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Rate and Term Refinance

Whether you want a lower interest rate or to shorten the period on your term, NASB can help you get the Rate and Term Refinance you need.

Check today's rates 

Key Features

Refinance at lower rates and reduce monthly payments

Shorten the loan term

Save on interest over the life of the loan

Pay off your house faster or lower your payments.

If your mortgage loan rate is higher than current rates, then you should consider a Rate and Term Refinance from NASB. You can lower your monthly payments, or reduce the term to pay off.

Let's get started!

Answer a few simple questions to get your personalized recommendations.

What type of loan are you looking for?
  • Get the most up-to-date rates available
  • For purchase or refinance, all loan types
  • 15-year and 30-year term options
  • A variety of mortgage payment calculations
  • Learn which loan is better for you
  • Help to make term and loan type decisions
What Our Customers Say
Anne C., January 10, 2022
★★★★★ (5)

"My loan team was very knowledgeable of the process from start to finish and conveyed this knowledge in an easy-to-understand, step-by-step way. A shout out to my loan officer who was very patient and continued to answer all my questions until I was ready to commit to a refinance. We could not believe how quickly the process was completed and the funds were available in my account. I have already recommended NASB to a friend."


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Local banking. National lending.

82 "World-class" Net Promoter Score*

Based on 544 NASB closed loan customer surveys from 12/1/2021 to 7/27/2022

More than $30 billion in home loans since 2010

Representing more than 100,000 home loan customers

Top 30 VA Lender for 2020

Based on total loan amounts

Nationally competitive products. Individualized service.

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*According to Bain and Company, the source of the Net Promotor Score (‘NPS’) system, a score of 50 is excellent, and anything above 80 is world-class.