Rate and Term Refinance

Whether you want a lower interest rate or to shorten the period on your term, NASB can help you get the Rate and Term Refinance you need.


Key Features

Refinance at lower rates and reduce monthly payments

Shorten the loan term

Save on interest over the life of the loan

Pay off your house faster or lower your payments.

If your mortgage loan rate is higher than current rates, then you should consider a Rate and Term Refinance from NASB. You can lower your monthly payments, or reduce the term to pay off.

*Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
Find out how refinancing your home mortgage loan might benefit you

This tool calculates your refinance mortgage closing costs for a given set of loan terms

What Our Customers Say
Robert R., January 28, 2022
★★★★★ (5)

"They made the refinance process really easy. I had some questions that while seemed complex got answered promptly and completely. The process of document delivery and upload was really convenient. Thanks!"

90 Net Promoter Score

Based on NASB closed loan customer surveys from 6/1/2022 to 5/30/2023

More than $30 billion in home loans since 2010

Representing more than 100,000 home loan customers

Top 30 VA Lender for 2020

Based on total loan amounts

Nationally competitive products. Individualized service.


*According to Bain and Company, the source of the Net Promotor Score (‘NPS’) system, a score of 50 is excellent, and anything above 80 is world-class.