Jumbo Loan

If you need a mortgage and the loan amount exceeds the conforming limit, then a jumbo loan could be right for you.

Key Features

Best option for loan exceeding the conforming limit

Can get with as little as 10% down

Choose from a variety of loan programs

Loan options for higher-priced homes.

When the loan amount you need is greater than the current conforming limit set by Fannie Mae (FNMA) and Freddie Mac (FHLMC), then you need what is called a jumbo loan. jumbo home loans, like normal home loans, can be a fixed-rate mortgage, VA jumbo loans, adjustable-rate mortgage or FHA loan. At NASB, we understand your needs and can assist you with securing a jumbo loan at a great rate. Our team of top mortgage professionals are committed to making sure your experience is positive and rewarding, and our 99% customers approval rating* can back up that commitment.

Jumbo Loan Guidelines and Requirements

  • Loan amounts up to $1,250,000 with higher limits considered upon qualification
  • 20% down payment, or 10% with mortgage insurance
  • Minimum FICO score of 690
  • A maximum debt-to-income ratio of 43%
  • Six months of principal, interest, taxes, and insurance in reserves
  • Two-year seasoning required on bankruptcy, four years on short sale or foreclosure
  • Full appraisal required
Check rates
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Cindy L.
My experience with NASB was exceptional. Everyone went above and beyond. They made the transition from applying for a loan to finalizing very easy and stress free.

Local banking. National lending.

More than 63,000 home loan customers in the last decade

Based on lender data

99% of customers would recommend NASB

Based on 2,615 NASB closed loan customer surveys from 1/1/2018 to 5/28/2019

More than $17 billion in home loans in the last decade

Based on lender data

Nationally competitive products. Individualized service.

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