How Much Can I Borrow Calculator

Discover how much you can expect to borrow based on your current situation.


This tool calculates loan amounts and mortgage payments for two different underwriting scenarios: one that uses aggressive underwriting guidelines and one that uses conservative guidelines.

The calculator uses the lower of two ratios for each set of results: payment-to-income ratio (also called housing ratio) and debt-to-income ratio (also called debt ratio).

Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded.