Prosper Checking
Get valuable rewards and earn interest with our premium checking account.
Earn interest on your checking with great benefits.
Open a Prosper Checking account with NASB today and reap the benefits!
You will get:
- Access our full suite of digital banking tools: Online Banking, Bill Pay, e-Statements, NASB Debit Card, Mobile Banking with free Mobile Check Deposit, and mobile payments1.
- You can get up to $400 per claim ($800 per year) of cell protection if your cell phone is broken or stolen when you pay your cell phone bill from your Prosper account2,3.
- ID Theft Aid that includes payment card fraud resolution and $2,500 in personal identity theft benefit and identity restoration.2,3
- 24/7 roadside assistance up to $80 in covered service charges (can be used up to four times per year).3
And, with your Prosper Checking account, you get access to our NASB Plus app that gives discounts to local and national retailers and deals on shopping, dining, travel, and more!
Requirements
- Minimum to open: $1,500
- Minimum balance requirement: monthly minimum of $1,500
- Monthly maintenance fee: $8 if minimum balance not met
- Inactivity fee: $8 if no activity for six months and balance < $5,000
Interest is paid on the following balance tiers:
| Balance | APY4 |
|---|---|
| $.01 - $4,999.99 | 0.45% |
| $5,000 - $49,999.99 (Non-Qualified) | 0.45% |
| $5,000 - $49,999.99 (Qualified)5 | 0.55% |
| $50,000 - $1,499,999.99 | 0.50% |
| $1,500,000 or greater | 0.50% |
NASB Checking FAQs
Quick answers about opening, managing, and using your NASB checking account.
Where is the account number on a check?
Your account number can be found at the bottom of your check. It’s the second set of numbers, the first set being your nine-digit routing number, and the third set is your check number.
Can I access my account information online?
Yes, NASB offers 24/7 banking with our Online Banking solution. You can view your accounts, transfer funds, create alerts, pay bills and much more, all for free! Click here for more information on how to get Online Banking.
How do I open a NASB checking account?
When you're ready to open a NASB checking account, simply click here to start the process. If you have questions, don't hesitate to call us at 816-316-4000, option 3.
Is mobile banking available?
Yes, NASB's Mobile Banking app allows you to view checking account balances, transfer funds, make mobile check deposits, and more! Click here to find out how to download and use NASB's Mobile Banking app.
Do I need to keep a certain amount of money in my checking account?
All of our checking accounts require a minimum balance. Please click here for more information.
Do you charge a fee to use an ATM?
No, NASB does not charge any service fees when using your NASB VISA Debit Card at an ATM. However, you could be charged a fee if you use an ATM located outside the network. NASB is part of the MoneyPass network, which provides access to over 32,000+ surcharge-free ATMs throughout the U.S., including 50 in the Kansas City area. Click here to find a MoneyPass ATM.
How do I transfer my checking account from another bank to yours?
NASB offers a "Switch Kit" that makes it easy to transition your checking account to NASB. Click here to learn more about how a Switch Kit makes it easy to switch the direct deposits and automatic payments from your old account to your NASB account in just a few minutes.
Will I be charged a fee on my checking account?
Each of our checking accounts have a monthly fee, but they are waived on the Advance, Flourish and Prosper accounts if you meet minimum monthly balance and other requirements.
Which checking account is right for me?
NASB offers three checking accounts. Whether you want to earn interest on your account, take advantage of savings benefits and local discounts, or simply an account that covers your everyday needs, we have you covered. Click here to learn more about our Flourish, Prosper, Thrive, and Advance checking accounts.
I am in the military, how can I continue using my account?
NASB's suite of digital banking products support our customers both locally and internationally. Notify NASB customer service at 816-316-4000 before you deploy to help coordinate your specific needs.
What should I do if I'll be traveling?
To help eliminate any worries about your finances while you are on vacation, NASB has prepared a list of frequently asked travel safety questions to help keep you and your money protected while you travel. Make sure to contact NASB customer service at 1-800-677-6272 to let us know your travel plans before leaving.
I lost my debit card, what should I do?
If your debit card is missing, please call us at 1-800-992-3272 anytime, day or night.
How can I freeze my debit card?
Simply call NASB customer service at 816-316-4000, option 2, and they will be able to assist you.
How can I reset my debit card PIN?
Simply call 1-800-992-3808 and follow the audio directions.
How can I order checks through the website?
You can order checks online through NASB's secure portal here. Have your routing number, account number, and zip code available when you're ready to order. Or you can order directly from NASB online banking.
