Home Loans

Whether you need a VA loan, FHA loan, conventional loan or refinance, get your home loan with one of the best mortgage lenders in the nation, NASB.

Call us 855-465-0753 

A home mortgage loan from a lender you can trust.

Find the home loan that’s right for you. 99% of our customers would recommend NASB1, and we got there by providing the best service and securing the best rates possible for our customers. Whether it’s a conventional home mortgage loan, VA loan, or FHA loan, we’ll assist you through the loan process and get you into your dream home fast and worry-free.

  • Varying loan terms to accommodate your financial situation
  • No mortgage insurance fees with qualifying down-payment
  • An adjustable-rate loan with lower rates is available for shorter terms
  • No lender fees2
  • Typically no down payment3
  • No private mortgage insurance needed
  • Credit requirements not as stringent as conventional loans
  • FHA loans require only a 3.5% down payment
  • Friendlier debt ratios than other loans.
  • Best option for loan exceeding the conforming limit
  • May require as little as 10% down payment
  • Choose from a variety of loan programs
  • Mortgage option for the credit-challenged
  • Higher loan limits
  • More flexible underwriting guidelines
  • Less money down up front on your home loan than the traditional 20%.
  • Shorter waiting periods on a previous bankruptcy or foreclosure.
  • We look at non-traditional income sources other lenders may omit when qualifying you for a loan.
    • No tax returns required.
    • Borrow up to $1,000,000.
    • 12 month personal or business bank statements.
    • Leverage your real estate purchase with an IRA non-recourse loan
    • Retirement savings grow in a tax-deferred or tax-free environment.4
    • Self-directed IRAs can yield higher returns, at a faster rate.
    Want help from a human?

    Answer a few simple questions and choose your preferred contact method to get personalized recommendations — just for you, right from our experts.

    What type of loan are you looking for?
    Step 1

    By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

    Cindy L.
    My experience with NASB was exceptional. Everyone went above and beyond. They made the transition from applying for a loan to finalizing very easy and stress free.

    1Based on 2,615 NASB closed loan customer surveys from January 1, 2018-May 28, 2019.

    2NASB does not charge lender fees on VA loans; however, fees payable to third party service providers are still required.

    3VA loans require a down payment if the borrower does not have sufficient entitlement, for Graduated Loan Payment loans or one where the loan amount exceeds the property value. Typically Lenders, however, will also require a down payment of 25% (or more) for the amount in which the loan amount exceeds the conforming loan limit (‘Jumbo loans’).

    4This is not intended to and does not constitute legal advice or financial / investment / tax advice. North American Savings Bank does not make any guarantee or other promise as to the results obtained. You should consult with an attorney or other professional to determine what may be best for your individual needs.