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Home Loans

Whether you need a VA loan, FHA loan, conventional loan or refinance, get your home loan with one of the best mortgage lenders in the nation, NASB.

Call us 855-465-0753 

A home mortgage loan from a lender you can trust.

Find the home loan that’s right for you. 92% of our customers would recommend NASB1, and we got there by providing the best service and securing the best rates possible for our customers. Whether it’s a conventional home mortgage loan, VA loan, Non-QM loan or FHA loan, we’ll assist you through the loan process and get you into your dream home fast and worry-free. We can provide options whether you are a first-time home buyer, or are upgrading to a bigger home. With your down payment, interest rate, and purchase price, you can use our helpful loan calculators to help determine monthly payments and origination fees, plus much more. 

  • Varying loan terms to accommodate your financial situation
  • No mortgage insurance fees with qualifying down-payment
  • An adjustable-rate loan with lower rates is available for shorter terms
  • No lender fees2
  • Typically no down payment3
  • No private mortgage insurance needed
  • Credit requirements not as stringent as conventional loans
  • FHA loans require only a 3.5% down payment
  • Friendlier debt ratios than other loans
  • Best option for loan exceeding the conforming loan limit
  • May require as little as 10% down payment
  • Choose from a variety of loan programs
  • Mortgage option for the credit-challenged
  • Higher loan limits
  • More flexible underwriting guidelines
  • Less money down than the traditional 20%
  • Options for previous bankruptcy or foreclosure
  • We look at non-traditional income sources
  • No tax returns required
  • Borrow up to $1,000,000
  • Great option for self-employed borrowers
  • Leverage your real estate purchase with an IRA non-recourse loan
  • Retirement savings grow in a tax-deferred or tax-free environment.4
  • Self-directed IRAs can yield higher returns, at a faster rate.
Let's get started!

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Step 1

NASB wins three NerdWallet 2021 Best-of Awards

NASB Best Mortgage Lender VA 
 NASB Best Mortgage Lender Overall
NASB Best Mortgage Lender First Time Home Buyer

©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.

Cindy L.
My experience with NASB was exceptional. Everyone went above and beyond. They made the transition from applying for a loan to finalizing very easy and stress free.

1Based on 13,296 NASB closed loan customer surveys from 1/1/2018 to 4/29/2021.

2NASB does not charge lender fees on VA loans; however, fees payable to third party service providers are still required.

3VA loans require a down payment if the borrower does not have sufficient entitlement, for Graduated Loan Payment loans or one where the loan amount exceeds the property value. Typically Lenders, however, will also require a down payment of 25% (or more) for the amount in which the loan amount exceeds the conforming loan limit (‘Jumbo loans’).

4This is not intended to and does not constitute legal advice or financial / investment / tax advice. North American Savings Bank does not make any guarantee or other promise as to the results obtained. You should consult with an attorney or other professional to determine what may be best for your individual needs.