Mortgage Programs 

These special mortgage programs offer loan opportunities to borrowers with special circumstances or needs, and present ways to reduce stress during the loan process.


When getting the right mortgage loan requires a custom solution.

More choices mean better value. NASB is the first place people turn to for the right financial solution, and we want to make sure we have an answer for every situation when it comes to mortgage financing. That’s why we created our special Mortgage Programs. Whether you've had challenges getting approved for a loan in the past, want to make the home buying process easier, or need help to improve your financial situation, NASB's dedicated loan consultants can provide the guidance and service you need.

Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
  • A head start on the buying journey
  • Gain an advantage over other buyers
  • The opportunity to close faster
  • Lock in rate for nine months
  • If rate drops within nine months you can get your rate lowered2
  • Available on conventional, FHA and VA loans
  • Cash Assistance Loan
  • Non-Cash Assistance Loan
  • Available first-time home buyers and veterans
  • For Kansas City Metropolitan residents
  • No NASB lender fees1, plus a lender credit for closing cost assistance may be provided
  • Benefits allowable for use with other loan programs
  • For personal use or as an investment property
  • May be able to deduct property taxes on second home
  • Potential appreciation over time

1NASB does not charge lender fees; however, fees payable to third party service providers are still required.

What Our Customers Say
Mohit M., May 25, 2021
★★★★★ (5)

"NASB always makes it easy and transparent to work with them. I know upfront what to expect - they're clear in their communication and keep their word. This was my third interaction with them and it's a fantastic experience working with the NASB team."