Smart Savers Savings

A great account to start you on your path to saving, with low opening balance and minimum balance requirements.

Key Features

Free Online Banking and e-Statements

Free Financial Education Tools for Savings Accounts

Free Mobile Banking with Mobile Check Deposit1

Pay yourself first.

A special account designed for those just starting to save. Get the convenience of saving a little bit every month using direct deposit, and only $50 needed to open.

You will get:

  • Quarterly statements unless EFT activity, then monthly
  • Free Online Banking and Mobile Banking services1
  • Direct deposit
0.10% APY2
on balances more than $0.


  • Minimum to open: $50
  • Minimum balance requirement: $200 after first six months
  • Monthly maintenance fee: $0 with direct deposit for first six months, then $7.50 if minimum not met
  • Minimum monthly direct deposit: $25 per month

Local banking. National lending.

A+ rating from the Better Business Bureau

Based on the most recent recent data from Better Business Bureau

Over $1.7 Billion in total deposits

Based on the most recent year-end financial data

Five Star rating from Bauer Financial

Based on the most recent quarter end data from Bauer Financial

Nationally competitive products. Individualized service.


1Internet and/or wireless service provider charges may apply.

Annual Percentage Yield. See Checking or Savings for account requirements. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Fees may reduce earnings on the account. Interest-bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.