Choose a certificate of deposit with competitive rates to help you save for the future.


Feel safe and secure for the future when you lock in a rate with one of our CD options.

Choose the term and interest rate that's right for you. If you have savings that you won’t need to access for a while, a Certificate of Deposit might be an ideal savings plan. Generally, the longer your term length, the higher the interest rate, and the more money you'll earn. Choose from a traditional CD with a variety of term options or a Fixed Rate IRA CD.

All CDs are available as Individual Retirement Accounts (IRAs) when opened in-branch only.

  • FDIC insured
  • Lock in a guaranteed rate for the term of the CD
  • Choose from a variety of terms and rates to find the best fit
  • Interest compounded daily
  • FDIC insured
  • Low opening balance
  • Interest compounded daily
  • Find the most common answers to NASB certificate of deposit accounts.
  • Learn what you need to apply for an account.
  • Find out if a CD account is right for you.

Certificate of Deposit FAQs

When you're ready to open a NASB certificate of deposit account, simply click here to start the process or stop by one of our branches. If you have questions, don't hesitate to call us at 816-316-4000, option 3. 
Once your money is placed into the CD, it is locked for the term. You may withdraw but a penalty will be applied. 
No, you cannot make deposits into your account until the maturity date.
Yes, however this amount can vary and is subject to change. Currently, the minimum balance required to open a certificate of deposit is $1,000. The minimum balanced to open a fixed rate IRA CD is $100.
Typically, the longer the term of the CD, the higher the rates. You can view our CD rates here, and for any questions please contact customer service at 1-800-677-6272.
NASB uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Your NASB certificate of deposit account will automatically renew at maturity. You will have seven calendar days after the maturity date to withdraw funds without penalty. The interest rate will be the same as offered on new accounts on the maturity date with the same or similar term and minimum balance requirements as your renewed certificate.

Certificate of Deposit Calculators

What Our Customers Say
Gertrude W., March 22, 2021
★★★★★ (5)

"I am a repeat customer of NASB and I always recommend family and friends to use their services."