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Bridge Loan

A bridge loan from NASB can help with the short-term financing of your new home while you are selling your current one.

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Key Features

Allows you to buy new house before old one sells

Enables time-sensitive financial transactions

Access to equity before you sell



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Use your current home's equity to pay for your new one.

Sometimes you find a new home to purchase before your current one sells. This is when a bridge loan, sometimes called a "swing loan," comes in handy when you do your home purchase with NASB. This short-term loan allows you to tap into the equity you've built up to have cash now for a down payment, moving expenses, or getting your home ready to sell.

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Step 1

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.




Bridge Loan Guidelines and Requirements

To qualify for a bridge loan, there are certain requirements and guidelines to consider:

  • $100,000 minimum loan amount
  • Minimum FICO credit score of 700
  • Only available with an approved NASB purchase transaction
  • Must be used in conjunction with a primary or secondary home purchase
  • Full appraisal required

Not available in Texas




What is a Portfolio Loan?

In this NASB Now video, we explain what a portfolio loan is, the different types of portfolio loans, and who can benefit from seeking this type of loan.

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