Online Account Opening
Apply for an online NASB Checking, Savings, or Certificate of Deposit account today.
Opening an account has never been easier.
Whether you're looking for a high-yield savings account, a fixed-rate CD, or an everyday account with interest-earning potential, NASB makes it easy to open online in about 10 minutes.
NASB checking accounts offer everyday convenience with the opportunity to earn interest. Open online in about 10 minutes or visit a branch.
Get one of the best interest rates available on this high-yield checking account.
Get valuable rewards and earn interest with our premium checking account.
Our low-cost checking account has basic benefits, including online banking, a NASB debit card, and mobile banking with free mobile check deposits.
Our highest performing checking account. The more you deposit, the more you earn.
Open In-Branch Only
Find a branch
The checking account will help you find great deals and money-saving benefits.
*Fees may reduce earnings on the account.
NASB savings accounts offer competitive rates with flexible options. Open online in about 10 minutes or visit a branch.
Ultimate Savings Online only
Open account
Competitive rate with access to your funds.
Our high-yield savings account is designed to take your savings to the next level.
Savings account with a great rate and the flexibility of withdrawing money anytime.
This high-balance savings account features a great rate and useful banking benefits.
With a low minimum opening and great rates, this tiered savings account offers great options for paying more.
Open In-Branch Only
Find a branch
Offering premium savings services with competitive interest rates on higher balances.
Enjoy the security and tax advantages of saving for retirement with a NASB IRA Savings account, without sacrificing access to your money.
A great account to start you on your path to saving, with low opening balance and minimum balance requirements.
Help your children learn financial responsibility and start saving for the future with a Stepping Stones savings account.
NASB CDs offer fixed rates for a guaranteed term. Open online in about 10 minutes.
14-Month CD Special rate
Open account
| APY1 | Interest rate1 | Min to open |
|---|---|---|
| 4.00% | 3.92% | $1,000 |
23-Month CD Special rate
Open account
| APY1 | Interest rate1 | Min to open |
|---|---|---|
| 4.10% | 4.02% | $1,000 |
1 APY = Annual Percentage Yield. Effective Date: 8/14/2026. Interest is compounded daily and credited quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Early withdrawal penalty may apply. Fees can reduce earnings on the account.
When your certificate reaches maturity, you'll have a 7-day grace period to make changes or close it before it automatically renews at the standard renewal rate for a similar term. To explore current rate options, call us or visit a local branch during your grace period.
When your certificate reaches maturity, you'll have a 7-day grace period to make changes or close it before it automatically renews at the standard renewal rate for a similar term. To explore current rate options, call us or visit a local branch during your grace period.
NASB E-Savings is available to customers nationwide. Open online in about 10 minutes.
With our E-Savings account, these current interest rates offer a sizeable return on your investment.
NASB national CD offerings are available to open online in about 10 minutes.
Get a great rate with a reasonable term.
For NASB customers presently holding a certificate of deposit product, unless withdrawn at maturity, these certificate of deposit accounts will automatically renew into an Online Renewal CD. Contact NASB for current rates.
NASB savings accounts offer competitive rates with flexible options. Open online in about 10 minutes or visit a branch.
Ultimate Savings Online only
Open account
Competitive rate with access to your funds.
Our high-yield savings account is designed to take your savings to the next level.
Savings account with a great rate and the flexibility of withdrawing money anytime.
This high-balance savings account features a great rate and useful banking benefits.
With a low minimum opening and great rates, this tiered savings account offers great options for paying more.
Open In-Branch Only
Find a branch
Offering premium savings services with competitive interest rates on higher balances.
Enjoy the security and tax advantages of saving for retirement with a NASB IRA Savings account, without sacrificing access to your money.
A great account to start you on your path to saving, with low opening balance and minimum balance requirements.
Help your children learn financial responsibility and start saving for the future with a Stepping Stones savings account.
NASB CDs offer fixed rates for a guaranteed term. Open online in about 10 minutes.
14-Month CD Special rate
Open account
| APY1 | Interest rate1 | Min to open |
|---|---|---|
| 4.00% | 3.92% | $1,000 |
23-Month CD Special rate
Open account
| APY1 | Interest rate1 | Min to open |
|---|---|---|
| 4.10% | 4.02% | $1,000 |
1 APY = Annual Percentage Yield. Effective Date: 8/14/2026. Interest is compounded daily and credited quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Early withdrawal penalty may apply. Fees can reduce earnings on the account.
When your certificate reaches maturity, you'll have a 7-day grace period to make changes or close it before it automatically renews at the standard renewal rate for a similar term. To explore current rate options, call us or visit a local branch during your grace period.
When your certificate reaches maturity, you'll have a 7-day grace period to make changes or close it before it automatically renews at the standard renewal rate for a similar term. To explore current rate options, call us or visit a local branch during your grace period.
Online Account Opening FAQs
How is the interest calculated on my CD?
NASB uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
How can I get the best CD rate?
Typically, the longer the term of the CD, the higher the rates. You can view our CD rates here, and for any questions, please contact customer service at 1-800-677-6272.
Is there a minimum balance to open a certificate of deposit?
Yes, however this amount can vary and is subject to change. Currently, the minimum balance required to open a certificate of deposit is $1,000. The minimum balanced to open a fixed rate IRA CD is $100.
What is the minimum balance required to open a NASB savings account?
NASB sets minimum opening balance requirements that may vary by savings account type. Most savings accounts require an initial deposit to open.
How is a savings account different from a checking account?
NASB savings accounts emphasize earning interest, whereas checking accounts are intended for daily expenses. Savings accounts usually offer fewer transaction options.
Can APYs change after I open my account?
NASB rates fluctuate and may change based on published disclosures. Variable interest rates may adjust based on market conditions.
Is NASB also a brick-and-mortar bank?
Yes, North American Savings Bank (NASB) is a local bank and national mortgage lender headquartered in Kansas City, Missouri. We operate ten branch locations in the greater KC metro area. For nearly 100 years, NASB has served customers' financial needs by providing a wide range of personal banking products along with competitive residential and commercial mortgages.
Why isn’t my account showing up in my online banking?
If you do not see your account in NASB Online Banking right away, it will appear as soon as the account has been funded. NASB funds online accounts once a day, between 3pm and 5pm Central Standard Time.
What is the FDIC insurance certificate number?
NASB’s certificate number is 29708.
Can I have a beneficiary on my account?
Yes! Sign in to your online banking, then click Profile, Messages and Compose New. We require the first name, last name, address, date of birth, phone number and social security number for each beneficiary to be added.
Is NASB FDIC insured?
Yes, we are FDIC insured.
In applying for an online account, can I have a joint owner on my account?
Yes! These online accounts are available as Single or Joint Tenancy with Rights of Survivorship only. They are not available to the ownership of a Trust, Estate, or a Business.
What Our Customers Say
general banking testimonials
Open Your Online Account in 3 Easy Steps!
Enter Your Info
Provide your address, phone, email, Social Security number, and answer a few simple questions.
Fund Your Account
Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.
Confirmation
Open your account entirely online in just 10 minutes!
Recognized Excellence
Recognized Excellence
Community Support
$8 Million+ Invested
In Kansas City communities since 2020
"Well Capitalized"
FDIC Capital Classification
As of quarter end 6/30/2026
Bauer Financial
Star ratings are current as of 8/12/2026 from Bauer Financial