Account Rates

Check out our current deposit rates and apply today!

Put your money to work with competitive deposit rates.

Here you will find current rates for the NASB deposit products. Our rates can vary based on the type of account, minimum balance, and term. For home loan rates, please check here.

Current Rates - Effective Date: 10/29/20

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.2 

3 - 5 Month Term                                 
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.05% 0.05%
$1,000
$1,000 - $2,499 0.10%
0.10% $1,000
$2,500 - $9,999 0.15% 0.15% $1,000
$10,000 - $1,000,000 0.20% 0.20% $1,000
 


6 - 11 Month Term                                 
Available in-branch only            

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.05%
0.05%
$1,000
$1,000 - $2,499 0.10%
0.10% $1,000
$2,500 - $9,999 0.15% 0.15% $1,000
$10,000 - $1,000,000 0.20% 0.20% $1,000
 


7 Month Term                                       
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.30% 0.30% $1,000
$1,000 - $2,499 0.35% 0.35% $1,000
$2,500 - $9,999 0.40% 0.40% $1,000
$10,000 - $1,000,000 0.45% 0.45% $1,000
 


12 Month Fixed IRA                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.10%
0.10%
$100
$1,000 - $2,499 0.15%
0.15% $100
$2,500 - $9,999 0.20% 0.20% $100
$10,000 - $1,000,000 0.25% 0.25% $100
 


12 - 23 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.10% 0.10% $1,000
$1,000 - $2,499 0.15%
0.15% $1,000
$2,500 - $9,999 0.20% 0.20% $1,000
$10,000 - $1,000,000 0.25% 0.25% $1,000
 


15 Month Term                               
Open an account

Total Checking Account Balance2 APY1  Interest Rate1  Minimum
to Open 
Base Rate 0.45% 0.45% $1,000
$1,000 - $2,499 0.50% 0.50% $1,000
$2,500 - $9,999 0.55% 0.55% $1,000
$10,000 - $1,000,000 0.60% 0.60% $1,000
 


24 - 35 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.30% 0.30%
$1,000
$1,000 - $2,499 0.35%
0.35% $1,000
$2,500 - $9,999 0.40% 0.40% $1,000
$10,000 - $1,000,000 0.45% 0.45% $1,000
 


36 - 47 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.40% 0.40%
$1,000
$1,000 - $2,499 0.45%
0.45% $1,000
$2,500 - $9,999 0.50% 0.50% $1,000
$10,000 - $1,000,000 0.55% 0.55% $1,000
 


48 - 59 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.50% 0.50%
$1,000
$1,000 - $2,499 0.55%
0.55% $1,000
$2,500 - $9,999 0.60% 0.60% $1,000
$10,000 - $1,000,000 0.65% 0.65% $1,000
 


60 - 100 Month Term                           
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.55% 0.55%
$1,000
$1,000 - $2,499 0.60%
0.60% $1,000
$2,500 - $9,999 0.65% 0.65% $1,000
$10,000 - $1,000,000 0.70% 0.70% $1,000
 


OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

For more information please call 800-677-6272 or visit one of our Personal Banking locations


Prosper Checking2                          Open an account

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 - $4,999.99 0.05% $1,500
$5,000 - $49,999.99 (Non-Qualified) 0.10% $1,500
$5,000 - $49,999.99 (Qualified) 0.25% $1,500
$50,000 - $1,499,999.99 0.15% $1,500
 

Thrive Checking                                   
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
   No Interest    $100

 

Advance Checking                        Open an account

Minimum Balance
for APY1
APY1 Minimum
to Open
   No Interest    $100


Money Market                                       
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$0 - $24,999 0.15% $1,000
$25,000 - $49,999.99 0.25% $1,000
$50,000 - $1,499,999.99 0.35% $1,000

 

Premium Money Market3             Open an account

Minimum Balance
for APY1
APY1 Minimum
to Open
$5,000 - $24,999.99 0.25% $5,000
$25,000 - $1,499,999.99 0.50% $5,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements. To earn the highest rate on balances up to $49,999.99, the account must have at least 12 debit card or point of sale transactions (does not include ATM transactions and must post and clear to the account prior to month-end). Qualified rate given for the month following the month in which all qualifications are met.

3Promotional rates effective as of: 10/29/20 and valid for new personal accounts and new money only. Fees may reduce earnings on the account.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.


Performance Savings                               
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$5,000 - $24,999.99 0.10% $5,000
$25,000 - $49,999.99 0.15% $5,000
$50,000 - $74,999.99 0.20% $5,000
$75,000 - $124,999.99 0.25% $5,000
$125,000 - $199,999.99 0.25% $5,000
$200,000 or Greater 0.25%
$5,000

 

Select III Savings                                  
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 - $4,999.99 0.05% $500
$5,000-$24,999.99 0.10% $500
$25,000 - $74,999.99 0.15% $500
$75,000 or Greater 0.25% $500

 

Statement Savings                        Open an account

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 0.10% $100

 

IRA Savings                                               
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 0.10% $100

 

Smart Savers Savings                             
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 0.10% $50


Stepping Stones Savings                         
Available in-branch only

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 0.10% $25
 

Super Saver Savings                    Open an account

Minimum Balance
for APY1
APY1 Minimum
to Open
$.01 0.50% $15,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.

Jennifer K.
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