Account Rates

Put your money to work with our high yield rates.

Here you will find current rates for the NASB deposit products. Our rates can vary based on the type of account, minimum balance, and term. For home loan rates, please check here.

Current Rates - Effective Date: 10/19/19

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.2 

Total Checking Account Balance2 Term APY1 Interest Rate1 Minimum to Open
$10,000 - $1,000,000 3-5 Months 0.25% 0.25%  $1,000.00 
$10,000 - $1,000,000 6-11 Months 0.30% 0.30%  $1,000.00
$10,000 - $1,000,000 7 Months 1.77% 1.75%  $1,000.00
$10,000 - $1,000,000 12-Month Fixed IRA 0.35% 0.35% $100.00
$10,000 - $1,000,000 12-23 Months 0.35% 0.35% $1,000.00
$10,000 - $1,000,000 15 Months 2.17% 2.15% $1,000.00
$10,000 - $1,000,000 24-35 Months 0.85% 0.85%  $1,000.00
$10,000 - $1,000,000 36-47 Months 1.01% 1.00%  $1,000.00
$10,000 - $1,000,000 48-59 Months 1.11% 1.10% $1,000.00
$10,000 - $1,000,000 60-120 Months 1.16% 1.15% $1,000.00
$2,500 - $9,999 3-5 Months 0.20% 0.20% $1,000.00
$2,500 - $9,999 6-11 Months 0.25% 0.25% $1,000.00
$2,500 - $9,999 7 Months 1.71% 1.70% $1,000.00
$2,500 - $9,999 12-Month Fixed IRA 0.30% 0.30% $100.00
$2,500 - $9,999 12-23 Months 0.30% 0.30% $1,000.00 
$2,500 - $9,999 15 Months 2.12% 2.10% $1,000.00
$2,500 - $9,999 24-35 Months 0.80% 0.80% $1,000.00
$2,500 - $9,999 36-47 Months 0.95% 0.95% $1,000.00
$2,500 - $9,999 48-59 Months 1.06% 1.05% $1,000.00
$2,500 - $9,999 60-120 Months 1.11% 1.10% $1,000.00
$1,000 - $2,499 3-5 Months 0.15% 0.15% $1,000.00
$1,000 - $2,499 6-11 Months 0.20% 0.25% $1,000.00
$1,000 - $2,499 7 Months 1.66% 0.25% $1,000.00
$1,000 - $2,499 12-Month Fixed IRA 0.25% 0.25% $100.00
$1,000 - $2,499 12-23 Months 0.25% 0.25% $1,000.00
$1,000 - $2,499 15 Months 2.07% 2.05% $1,000.00
$1,000 - $2,499 24-35 Months 0.75% 0.75% $1,000.00
$1,000 - $2,499 36-47 Months 0.90% 0.90% $1,000.00
$1,000 - $2,499 48-59 Months 1.01% 1.00% $1,000.00
$1,000 - $2,499 60-120 Months 1.06% 1.05% $1,000.00

Effective Date: 10/19/19

Base Interest Rates

Term APY1 Interest Rate1 Minimum to Open
3-5 Months 0.10% 0.10% $1,000.00
6-11 Months 0.15% 0.15% $1,000.00
7 Months 1.77% 1.75% $1,000.00
12-Month Fixed IRA 0.20% 0.20% $100.00
12-23 Months 0.20% 0.20% $1,000.00
15 Months 2.17% 2.15% $1,000.00
24-35 Months 0.70% 0.70% $1,000.00
36-47 Months 0.85% 0.85% $1,000.00
48-59 Months 0.95% 0.95% $1,000.00
60-120 Months 1.01% 1.00% $1,000.00

Effective Date: 10/19/19

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

Not available as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6272 or visit one of our Personal Banking locations

Account Type Balance APY1 Minimum to Open
Prosper Checking2 $.01 - $4,999.99 0.10% $1,500
Prosper Checking2  $5,000 - $49,999.99 (Non-Qualified) 0.15% $1,500
Prosper Checking2 $5,000 - $49,999.99 (Qualified) 0.70% $1,500
Prosper Checking2 $50,000 - $1,499,999.99 0.20% $1,500
Thrive Checking
No Interest $100
Advance Checking No Interest $100
Money Market Special $.01 - $24,999.99 0.40% $1,000
Money Market Special $25,000 - $49,999.99 0.50% $1,000
Money Market Special $50,000 or Greater 0.60% $1,000
Money Market Special3 (Online Only) $1,000 - $24,999.99 1.56% $1,000
Money Market Special3 (Online Only) $25,000 - $49,999.99 1.71% $1,000
Money Market Special3 (Online Only) $50,000 - $1,499,999.99 1.71% $1,000
Money Market Special3 (Online Only) $1,500,000 or Greater 0.10% $1,000
Premium Money Market3 (In-branch Only) $.01 - $24,999.99 1.56% $5,000
Premium Money Market3 (In-branch Only) $25,000 - $1,499,999.99 1.82% $5,000

Effective Date: 10/19/19

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements. To earn the highest rate on balances up to $49,999.99, the account must have at least 12 debit card or point of sale transactions (does not include ATM transactions and must post and clear to the account prior to month-end). Qualified rate given for the month following the month in which all qualifications are met.

3Promotional rates effective as of 08/20/2018 and valid for new personal accounts and new money only. Fees may reduce earnings on the account.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.

Account Type Balance APY1 Minimum to Open
Performance Savings $5,000 - $24,999.99 0.15% $5,000
Performance Savings $25,000 - $49,999.99 0.25% $5,000
Performance Savings $50,000 - $74,999.99 0.35% $5,000
Performance Savings $75,000 - $124,999.99 0.40% $5,000
Performance Savings $125,000 - $199,999.99 0.40% $5,000
Performance Savings $200,000 or Greater 0.40% $5,000
Select III Savings $.01-$4,999.99 0.10% $500
Select III Savings $5,000-$24,999.99 0.20% $500
Select III Savings $25,000 - $74,999.99 0.25% $500
Select III Savings $75,000 or Greater 0.35% $500
Statement Savings 0.14% $100
IRA Savings 0.14% $100
Smart Savers Savings 0.25% $50
Stepping Stones Savings 0.14% $25
Deposit the Difference Savings2 0.05% $50
Super Saver Account (In-branch Only) 1.11% $15,000

Effective Date: 10/19/19

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.

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