First-Time Home Buyer

At NASB, we are committed to making the home loan experience for first-time home buyers as smooth as possible, with the loan program that’s right for you.

Call us 855-465-0753 

Key Features

Many mortgage loan programs for first-time buyers

Benefit from a mortgage interest tax deduction*

Build equity instead of paying rent


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Take the first step to home ownership.

Getting your first home doesn't have to be a difficult journey. Depending on your credit, how much money you can put down, whether you’ve served in the military, or how much you need to borrow, there are many programs available to help first-time home buyers. You can choose from an FHA loan, conventional loan, adjustable rate mortgage loan or VA loan. NASB also has a Good Neighbor Program to encourage home ownership in underserved communities.

Want help from a human?

Answer a few simple questions and choose your preferred contact method to get personalized recommendations — just for you, right from our experts.

What type of loan are you looking for?
Step 1

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

  • Credit requirements not as stringent as conventional loans
  • FHA loans require only a 3.5% down payment
  • Friendlier debt ratios than other loans
  • Less money down than the traditional 20%
  • Options for previous bankruptcy or foreclosure
  • We look at non-traditional income sources
  • Get the most up-to-date rates available
  • For purchase or refinance, all loan types
  • 15-year and 30-year term options
  • A variety of mortgage payment calculations
  • Learn which loan is better for you
  • Help to make term and loan type decisions
Jesse M.
Could not have asked for a better experience. Professional, courteous, and always keeping us in the loop.

Local banking. National lending.

More than 78,000 home loan customers in the last decade

Based on lender data

More than $22 billion in home loans in the last decade

Based on lender data

99% of customers would recommend NASB

Based on 2,615 NASB closed loan customer surveys from 1/1/2018 to 5/28/2019

Nationally competitive products. Individualized service.

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*This is not intended to and does not constitute legal advice or financial / investment / tax advice. North American Savings Bank does not make any guarantee or other promise as to the results obtained. You should consult with an attorney or other professional to determine what may be best for your individual needs.