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Home Build Rate Protection

Lock in a rate for up to nine months while you build with NASB's Home Build Rate Protection.

Call us: 855-465-0753 

Key Features

Locks in rate for up to 9 months

Only 1% of loan amount deposit required1

If rate drops within 9 months you can get your rate lowered


NASB wins three NerdWallet 2021 Best-of Awards

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Lock in your rate while your house is being built!

We know houses aren’t built in a day, or even a month; that’s why we’ve created our Home Build Rate Protection for home buyers like you. This program offers you rate lock protection for up to nine months while your home is being constructed, plus the opportunity to take advantage of lower rates if they become available before you move in.
  • Protection terms of 4, 6, 7, 8 and 9 months to meet your building schedule needs
  • Available on Conventional, FHA and VA Loan Programs
  • Only 1% of loan amount deposit required; refundable at closing1
Let's get started!

Answer a few simple questions to get personalized recommendations — just for you, right from our experts.

What type of loan are you looking for?
Step 1

  • Get the most up-to-date rates available
  • For purchase or refinance, all loan types
  • 15-year and 30-year term options
  • A variety of mortgage payment calculations
  • Learn which loan is better for you
  • Help to make term and loan type decisions
What Our Customers Say
Mohit M., May 25, 2021
★★★★★ (5)

"NASB always makes it easy and transparent to work with them. I know upfront what to expect - they're clear in their communication and keep their word. This was my third interaction with them and it's a fantastic experience working with the NASB team."

Local banking. National lending.

$22B in home loans in the last decade

Based on lender data

92% of customers would recommend NASB

Based on 13,296 NASB closed loan customer surveys from 1/1/2018 to 4/29/2021

83,000+ home loan customers since 2010

Based on lender data

Nationally competitive products. Individualized service.

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1A deposit based on a percent of the loan amount is required at the time of rate lock. The deposit is credited back in the form of a check, or can be applied as closing costs at closing, if you close your loan with NASB under the terms of the lock agreement.