How much will my CD be worth at maturity?

Enter your initial deposit, term and interest rate and this calculator will determine how much you will have earned on your CD at maturity.


This tool calculates the maturity value of your certificate of deposit (CD). CDs are time deposits that are guaranteed for up to $250,000 per depositor per institution by the U.S. Federal Deposit Insurance Corporation (FDIC). Because CDs are federally insured, they are considered relatively conservative investments. As a result, they pay a lower interest rate -- stated as an annual percentage yield (APY) -- than non-insured investments such as stocks and bonds.

Factors that can increase a CD's yield include a higher interest rate earned on the deposit, more frequency compounding, and a longer deposit term.