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Lock in a low rate for 90 days with RateSecure

  • Locks in rate for 90 days
  • If your rate drops within 90 days you can get your rate lowered*
  • No extra fee to lock rate

Start your home buying journey with us

In today’s competitive market, NASB understands borrowers have a lot on their plate. With our RateSecure program, lock in your low interest rate for up to 90 days once completing an application while searching for your dream home. If rates go up before you find the home of your dreams, you’re protected. If rates go down after you have recently signed a contract on your home, request a rate adjustment with your loan officer, and your rate drops*. Have questions? No problem. Our knowledgeable mortgage professionals will walk you through every step of the loan process – fast and worry-free.

87% Customer Recommendation Rating!

4.7 out of 5 Average Satisfaction Rating

Based on 544 NASB closed loan customer surveys from 12/1/2021 to 7/27/2022.

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Get locked in!

Just schedule a time to talk to a loan officer and feel safe and secure with a locked rate!


By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

NASB wins three NerdWallet 2021 Best-of Awards


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*The locked terms are based upon loan request details provided by the Applicant(s). RateSecure is available for conventional conforming, FHA and VA fixed-rate loans. RateSecure may not be available on loans with a quoted interest rate that is equal to or lesser than a pre-determined rate “floor.” It is not available for non-conforming products. Once locked, Applicant(s) are protected from any subsequent changes in market interest rates. Increases in market interest rates will have no effect on your locked terms. If rates have declined, applicants may request a rate reduction within 3 days of signing a purchase agreement. The new rate will be the current market rate (par) based on the consumer’s existing credit & other underwriting criteria.
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

Copyright © 2022 North American Savings Bank, F.S.B. All rights reserved.

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