VA Home Loan Process

Are you curious about what to expect with the VA home loan process? Have no fear! NASB makes it quick and easy to begin your VA loan lending process.

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Get a Certificate of Eligibility

The Certificate of Eligibility (COE) verifies to the lender that you meet the eligibility requirements for a VA loan. NASB will help you obtain your COE so please contact a loan consultant to assist you.

Loan Processing

Once you’ve gathered the documentation requested by your loan consultant, he or she will review everything for accuracy and submit your file to be reviewed by our processing department. Once the processor has prepared the file for underwriting it will be reviewed by an underwriter to confirm that all the credit history, income, assets and other details meet lending guidelines. Once your appraisal has been received that will also be reviewed to ensure your residence is suitable to lend on. Once it’s been confirmed that all the lending requirements have been met then your loan will get approved!


NASB will coordinate a refinance with the title company, an attorney, or one of their own representatives to conduct the closing for you. In most scenarios, the closing will be able to happen at a date, time and location of your choosing. Once your loan gets to this stage we will have the title company contact you to schedule the appointment.

On a purchase, you or your realtor will have selected a title company early in the process; that title company or attorney will perform the closing and NASB will work closely with them to ensure an on-time closing.

If you have any questions during the process that the lender can't answer to your satisfaction, please contact the VA at your Regional Loan Center.

To receive a personalized rate quote, or get pre-qualified online, fill out the form to the right, and a loan officer will be in contact with you. 

You can also call 866-627-7119 to speak with a loan officer.

If you would prefer to schedule an appointment to talk, click here

98% Customer Satisfaction Rating

loan review

Everyone I dealt with was a top notch professional. It makes me even prouder having served my country, knowing I got this type of excellent treatment. Thank you NASB and everyone involved. Someday I would like to meet each and everyone involved in this transaction, you people are what America is made of, thank you again for the smooth transaction.

- John from Indiana

loan review

My loan officer was always available to me, even when I would leave a message he would get back to me promptly. While working with NASB, I felt like he was working for me and not just his company. His team was very helpful in gathering information to complete my loan.

- Tracey from Oregon

loan review

NASB and its staff are awesome. They actually have their act together and can help you navigate through the entire process with ease. This is my 3rd loan through them. I would highly recommend.

- Dale from Maryland