Pre-Qualify for a VA Loan

Get Pre-Qualified for a VA Loan

Are you looking for one of the best banks to work with for your VA loan? Then North American Savings Bank wants to talk to you! We are here to help you pre-qualify for the VA loan and look forward to helping you understand the process. Our professional team of loan officers will provide you with a comprehensive mortgage lending experience and will guide you through the steps of VA pre-qualification.

Start learning everything you need to know about VA home loans by downloading our VA loan guide.  

Qualifications, Eligibility and the VA Loan Process


VIDEO: The VA Loan Process

We understand that the mortgage lending experience can be a little confusing. There are a number of steps in the loan process, and this video will give you a basic idea of what to expect. As always, you should contact a NASB loan officer to get full details on qualifying for a VA loan.

We are a Committed VA Lender for Veterans

NASB is a VA Approved lender and we take this responsibility seriously. We believe in providing the best possible mortgage lending experience for the men and women who served our country so bravely.  As a top VA mortgage lender, we will take the time to consider your specific situation while pre-qualifying you for a VA loan. Upon completion, we will then put in the extra effort to ensure the best possible mortgage lending experience for you. 



Contact Us

To receive a personalized rate quote, or get pre-qualified online, fill out the form and a loan officer will be in contact with you.

You can also call 866-627-7119 to speak with a loan officer.

If you would prefer to schedule an appointment to talk, click here.

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

FAQs about Pre-Qualifying for a VA Loan

A veteran is generally eligible for VA home loan benefits if he or she served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard after September 15, 1940, and was discharged under conditions other than dishonorable after either:

  • 90 days or more with any service during wartime
  • 181 continuous days or more during peacetime

A greater length of service is required for veterans who enlisted (and service began) after September 7, 1980, or entered service as an officer after October 16, 1981. These veterans must have completed either:

  • 24 continuous months of active duty.
  • The full period for which called or ordered to active duty, but no less than 90 days with any service during wartime or 181 continuous days during peacetime.

There might be some specific circumstances for your particular situation that may qualify you. Contact us today to learn more.

  • NASB will lend to eligible veterans and service personnel for loans with the following purposes:

    • To purchase a home with 1 – 4 units, including townhouses or condominium units in a VA approved project.

    • Interest Rate Reduction Refinance (IRRRL)

    • Cash-Out Refinance (Any refinance other than an IRRRL).

  • When a veteran is buying a new-construction property make sure the builder is on the VA approved list.

Members of the Reserves and National guard who are not otherwise eligible for loan guaranty benefits are eligible upon completion of 6 years of service in the Reserves or Guard. The applicant must have received an Honorable discharge from such service unless he or she is either:

  • In an inactive status awaiting final discharge

  • Still serving in the Reserves or Guard

  • National Guard and Reserves need 6 good years of service earning 78 points per years for 6 full years earning 468 points

98% Customer Satisfaction Rating

mortgage lending reviews

Everyone I dealt with was a top notch professional. It makes me even prouder having served my country, knowing I got this type of excellent treatment. Thank you NASB and everyone involved. Someday I would like to meet each and everyone involved in this transaction, you people are what America is made of, thank you again for the smooth transaction

- John from Indiana

mortgage lending reviews

My loan officer was always available to me, even when I would leave a message he would get back to me promptly. While working with NASB, I felt like he was working for me and not just his company. His team was very helpful in gathering information to complete my loan.


- Tracey from Oregon

mortgage lending reviews

NASB and its staff are awesome. They actually have their act together and can help you navigate through the entire process with ease. This is my 3rd loan through them. I would highly recommend.



- Dale from Maryland