VA Loan

NASB is VA-approved home loan lender and is proud to serve those who serve this country. We make applying for a VA home loan simple with a great VA loan interest rate.

Call us 855-465-0753 

Home Loan Pre-Approval

Jun 21, 2019, 08:06 AM

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Key Features

NASB does not charge an origination or application fee for VA loans in closing costs1

Typically no down payment2

No private mortgage insurance needed

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Step 1

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

Proud to be a Top VA Home Loan Lender

Since 2010, NASB has helped more than 26,000 veterans and military service member families close more than $8.2 billion through our VA home loan programs. Our dedicated loan consultants are VA home loan specialists with a deep understanding of the Department of Veteran Affairs loan eligibility requirements, loan process, and customer needs. Whether it’s a purchase loan, refinance, or jumbo VA loan, NASB has your solution. Even if you are a veteran with a bad credit history, we can help you get a home loan. Here’s why you should choose NASB:

  • More than 15% of NASB’s loan officers are veterans themselves, so they understand your situation.
  • NASB does not charge an origination or application fee for VA loans.1
  • NASB has in-house processing and underwriting on virtually every loan to take you from application to closing faster.
  • Our interest rates are competitive with all national lenders.

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VA Loan FAQs

VA Home Loan Requirements

Even though you may be eligible for a VA loan based on your service and certificate of eligibility, there are also certain VA Lender qualifications that must be met in order to be approved:

1. Two years of steady employment.

2. The last two years of income should be either at the same level or higher.

3. Your credit score should have less than two 30-day late payments in the last two years and show a minimum credit score of 600.

4. You must be at least two years past a Chapter 7 bankruptcy discharge date and have a qualifying credit score since the discharge.

5. If you are in a Chapter 13 bankruptcy, you must have satisfactorily made at least 12 months of payments and the trustee or bankruptcy judge approved the new credit.

6. Any foreclosure must be at least two years old, and you must have perfect credit following the foreclosure date.

7. Purchasing or refinancing is subject to inspection to determine the marketability and verify the current market value.

Other conditions for your home mortgage may apply; all loan applications are subject to underwriting approval.

  • Get the answers to the most common VA loan questions.
  • Learn the process and what you need to apply.
  • Clear and concise answers.
  • Get the most up-to-date rates available.
  • For purchase or refinance, all loan types.
  • 15-year and 30-year term options.

Home Loan Pre-Approval

Jun 21, 2019, 08:06 AM

Leave a comment

Cindy L.
My experience with NASB was exceptional. Everyone went above and beyond. They made the transition from applying for a loan to finalizing very easy and stress free.

Local banking. National lending.

More than 15% of NASB’s loan officers are veterans

Representing all branches of the military

Named Top VA Lender for 2018 by LendingTree

Based on lender data and loan volume

Since 2010, NASB has helped over 35,000 veterans get loans

Based on lender data

Nationally competitive products. Individualized service.


1NASB does not charge lender fees on VA loans; however, fees payable to third party service providers are still required.

2VA loans require a down payment if the borrower does not have sufficient entitlement, for Graduated Loan Payment loans or one where the loan amount exceeds the property value. Typically Lenders, however, will also require a down payment of 25% (or more) for the amount in which the loan amount exceeds the conforming loan limit (‘Jumbo loans’).