★★★★★ (5)
Patrick B., March 3, 2026
"Michael Thomas is extraordinary. From the first time we met, 8 pm on a Saturday night by phone, I believe. We have used Michael and NASB for two home loans in the last five years. He is intuitive and highly experienced across all stages of the loan process, including underwriting. So there is not much that he can't advise on. Highly recommend him. He is very professional but also very kind. We have had many wonderful phone calls."
★★★★★ (5)
Jared J., April 18, 2026
"I cannot recommend Michael Thomas and his team at North American Savings Bank highly enough! From the very first conversation through the final closing, Michael and his team were an absolute pleasure to work with. They were incredibly responsive, patient, and genuinely invested in making the entire mortgage process smooth and stress-free. Michael’s expertise and attention to detail gave me complete confidence every step of the way. What truly stood out was how well-coordinated everything was. Even the title company went out of their way to compliment Michael and his team, saying they were one of the most professional and easiest groups they had worked with in a long time. That kind of unsolicited praise speaks volumes! If you’re looking for a mortgage professional who truly cares, communicates clearly, and delivers results with a positive attitude, look no further than Michael Thomas at North American Savings Bank. He and his team made what can be a complicated process feel seamless and enjoyable.
Thank you, Michael!"
★★★★★ (5)
Angie B., Aug 24, 2025
"As a travel nurse, it was difficult getting a loan through many banks I tried. I called Michael, and with great motivation and enthusiasm, he expedited my paperwork, and we closed in two weeks! This company doesn’t sell your loans, so I will be working with Michael to refinance in the future. Words can’t say how amazing he is! Thank you, Michael, for getting us into a home!"
★★★★★ (5)
Martelle T., January 30, 2026
"Fantastic 10/10 I would recommend 100%. Michael is experienced and knowledgeable. He kept us updated throughout the process and closed us in two weeks. We are very grateful for the work he has done with us and will be referring all of our family and friends. Thank you Micheal Thomas!!!"
★★★★★ (5)
Garlinda P., January 30, 2025
"My clients connected with Michael and he and his team are phenomenal. They were able to get my clients to closing within 14 days, even while working through a brand-new system for their company. I would by all means recommend and refer Michael to our clients going and note he is a true professional!"
★★★★★ (5)
Betsy J., Dec 23, 2025
"As a realtor, it is imperative to work with a lender that you can absolutely count on from contract to close. My clients and I can definitely count on Michael Thomas to ensure A smooth transaction throughout the entire process. I appreciate that he is highly knowledgeable, quick to respond, communicates clearly, and is a true professional. I look forward to many future transactions together!"
★★★★★ (5)
Kristalyn S., July 24, 2025
"Michael made the homebuying process easy. He was always in contact and super diligent about getting the best rate and navigating underwriting. Would definitely go back!"
★★★★★ (5)
gcstatm1., Feb 21, 2025
"Michael is the most amazing loan officer you will ever get! He is thorough and walks you through everything needed to close your home loan! I can’t recommend him enough! Plus, he is a super fun and nice guy who makes the process a piece of cake!"
★★★★★ (5)
Wayne M., July 30, 2025
"Michael was the perfect person for my first mortgage. He guided me through every step and made me feel confident throughout the process. I cannot overstate how much he helped me in this stressful process. At every turn, he knew how to handle the next step. I have already referred multiple business owners who can't get traditional lending. Being self-employed has always been a struggle regarding home loans, and now that is a thing of the past. I was judged on my credit score and my revenue, which is all I ever wanted. A bank statement loan isn't for everyone, but it was perfect for me, and Michael ensured everything went through as promised. We even closed early! Can't wait for my next purchase, I will be calling Michael directly!"
★★★★★ (5)
Bex., Jan 20, 2025
"Michael is a cut ABOVE when it comes to loan officers. From the start, Michael collected all the data he needed to give an accurate assessment. The closing process was so smooth--Michael's experience as an underwriter meant that we flew through it, thanks to his upfront collection of bank statements, employment verification, taxes, etc. Overall, I highly recommend Michael. If you want a true partner in the home buying process, do yourself a favor and give him a call!!"
★★★★★ (5)
Auda O., Jan 18, 2025
"Michael was amazing help with our mortgage. He was clear, prompt, and made the whole process easy. He eliminated my anxiety about things going wrong. He made sure to answer every question and was readily available whenever I needed him. I cannot say enough good things about Michael. We had a somewhat complex background, but he flawlessly ensured our file went through underwriting easily. You will not be disappointed working with Michael. I plan to use him again for an investment property. Thanks again, Michael!"
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