"Mr. Scarbo's professionalism and sincerity put me at ease throughout this transaction. After previous experiences with other lenders, I was apprehensive about dealing with an out of state institution. Especially one I was not familiar with. However, Mr. Scarbo and his teammate Sarah alleviated any concerns I had in short order. Mr. Scarbo's obvious experience and superior organization skills enabled me to complete all paperwork required expeditiously. Mr. Scarbo consistently reiterated that he was available to address my concerns at any time, of which I took full advantage. Mr. Scarbo's expertise provided me with a sense of comfortability throughout the entire process. And yes, I will recommend Mr. Scarbo to anyone who is considering purchasing a home."