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Your Loan Closes on Time, or You Get up to a $1,000 Credit*

Combine Your On-Time Closing Guarantee with These Other NASB Exclusives:

  • Home Buying Advantage - Fully credit underwrite your loan up front
  • RateSecure - Lock in your low rate for 90 days**

NASB is one of the nation's top home mortgage and VA lenders.

With NASB's On-Time Closing Guarantee, if you are purchasing a new home, we guarantee to close your loan by the date specified in your purchase contract, provided the specified date is at least 30 calendar days after you submit a complete signed loan application to NASB. If your loan fails to close on time due to delays by NASB, you will receive up to a $1,000 credit toward closing costs*.

Yep, you read that right. And I can assure you we don't like to give out $1,000 credits. So it's pretty much a win, win. You either get your home loan closed on time, or we give you up to $1,000 credit toward closing costs*. So what are you waiting for?

92% Customer Recommendation Rating!
4.4 out of 5 Average Satisfaction Rating
Based on 13,296 NASB closed loan customer surveys from 1/1/2018 to 4/29/2021
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Let's talk about your home loan needs.

Whether you need to know what's the best type of home loan or whether now is the right time to refinance, we can help you with any home mortgage questions. Just fill out the form when you're ready to talk and we'll give you a call. 

 
 

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

Local banking. National lending.

31,000 veterans

NASB has helped over 31,000 veteran homeowners close more than $9 Billion in home loans.

Top Lender

ranks as one of the top residential lenders AND one of the top 15 VA lenders in the U.S.

66,000 homeowners

NASB has helped more than 66,000 homeowners close over $18 Billion in home loans

*To be eligible for the Closing Guarantee you must meet all of the following requirements: The Closing Guarantee and up to $1,000 credit are applicable to purchase transactions only. If closing costs are less than $1,000, then the applicant will receive a credit totaling that closing cost amount. The loan applicant(s) must provide NASB with a copy of the original fully executed purchase contract that specifies a closing date no sooner than 30 calendar days from the date of submission of the completed, signed loan application to NASB Home Loans. The loan applicant(s) must provide all required documentation as determined by NASB within three (3) calendar days of submitting a complete loan application. Upon completion of signed disclosures, the borrower(s) must pay for and order the subject property’s appraisal within five (5) business days. If the property to be purchased is a foreclosure, the seller’s written approval must be executed before taking the application. If the property to be purchased is subject to a short sale, written approval of the short payoff(s) from the subject lender must be provided to NASB at the time of application. The following are ineligible for the Closing Guarantee: Refinance transactions, FHA 203(k) Rehabilitation Loans and FHA 203(k) Streamlined Rehabilitation Loans, USDA loans, Transactions requiring a mortgage subordination agreement, Transactions involving co-ops or condominiums, Construction or One Time-Close Construction to Permanent loans, Loans with a grant or down payment assistance. The Guarantee is deemed null and void if any of the following events occur during the transaction: Applicable laws or investor requirements impose a mandatory waiting period prior to closing which prohibits NASB from closing by your contractual closing date; The disclosures are not signed and returned to NASB with all required borrower items to initiate the mortgage process within 3 calendar days after a complete, signed loan application is submitted to NASB; If the closing date is missed due to delays attributable to a vendor unaffiliated with NASB, the seller, the loan applicant or either parties’ attorneys or representatives (as determined by NASB); Closing is not able to occur on the contractual closing date due to inclement weather, a natural disaster, catastrophic event, or any other public emergency during the loan transaction; The applicant changes loan products or terms during the transaction; The loan application or loan documentation provided by the applicant contains fraudulent information, omissions, or material misrepresentations. The Guarantee is not assignable or transferrable. NASB reserves the right to withdraw, terminate, or amend this Guarantee, at any time without notice, except for eligible purchase transactions submitted before our withdrawal, termination, or amendment. 

**The locked terms are based upon loan request details provided by the Applicant(s). RateSecureTM is available for conventional conforming, FHA and VA fixed-rate loans only. It is not available for non-conforming products. Once locked, the Applicant(s) are protected from any subsequent changes in market interest rates. Increases in market interest rates will not affect your locked terms. If rates have declined, applicants may request a rate reduction within three days of signing a purchase agreement. The new rate will be the current market rate (par) based on the consumer’s existing credit & other underwriting criteria.

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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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