Cash-Out Refinancing

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Looking for One of the Best Banks to Refinance with Cash-Out? Let's Talk!

At North American Savings Bank, we are committed to providing you with the best experience for your cash-out refinance.  NASB has a team of professional loan officers who offer top-quality service for your mortgage refinancing needs.  We have served thousands of refinancing customers over the years, and we believe our mortgage lending reviews speak for themselves.  As one of the best companies to refinance a home loan, we look forward to earning your trust. Contact us today and get started with your cash-out refinance.

Why Cash-Out Refi?

Could a cash-out refinance option be a good fit for you? For many homeowners, cash-out refinancing is the best solution for accessing the equity in their home.  With this refinancing option, you can liquidate the equity in your home and use the funds however you'd like.  A few examples include:   

  • Home improvements
  • Reduce or consolidate debt
  • Wedding expenses
  • College tuition
  • A second home 

Oftentimes, you can consolidate debt and use those debt payments to increase mortgage payments on a short-term loan.  It is possible to get a 30-year fixed loan down to a 15-year loan by eliminating some liabilities, and possibly at a better rate! Check with one of our home loan specialists today to see if your unique situation qualifies you for a lower rate, or shorter loan term.   

Types of Cash-Out Refinance Loans

This refinance option is available if you currently have a Conventional Loan, FHA Loan or VA Loan. The more equity you own in your home, the more cash you will be able to extract. It's best to make sure that your situation and financial goals are considered fully before moving forward with a cash-out refinance.  North American Saving Bank can help you understand your situation and tell you the best path possible to assist you in meeting your goals.

Cash-Out Refinance Application Requirements:

  • Clear copy of your Driver’s License, Passport or State ID Card

  • Paycheck stubs covering most recent 30 day pay period

  • Complete bank statements for the past 2 months – all pages

  • All W-2’s for last two years

  • Homeowner’s insurance declaration page

  • Email or letter of explanation for purpose of cash back

  • Complete all e-signatures on loan application documents online for all borrowers and submit

  • Print, date, and sign in ink the required printed pages from the loan application documents online

We are Committed to You

As a highly-rated refinance lender, we take pride in our quality service to you. We have over a 98% customer recommendation rating from the satisfied customers who have used our services. We work hard to achieve the best ratings and reviews, and we look forward to earning your business!

 Get Started with your application! Our loan consultants are excited to talk to you about your goals Or Call us at 855-465-0753