"FLEX" Program

Don't feel like you fit the cookie cutter mold?

Don't worry, we recognize that sometimes good borrowers don't fit inside standard loan guidelines and that shouldn't keep you from getting into the home of your dreams.

That's why we have created our "FLEX" Program. This loan program looks at each borrower's unique situation, combining common sense underwriting with our flexible NASB guidelines, to help more customers achieve their financial goals. In other words, we say YES when others say NO.

Our "FLEX" Program offers you greater flexibility when looking for a home loan by offering:

  • Less money down up front on your home loan than the traditional 20%.
  • Shorter waiting periods on a previous bankruptcy or foreclosure.
  • To use a FICO score only. We can look at qualifying you with the primary household earner's FICO score.
  • A look at non-traditional income sources. We count virtually any assets you might hold, like a trust or retirement account, as income when qualifying you for a loan.
  • Easier documentation for non-traditional income.

What are you waiting for!? See how we can take your unique situation and turn it into a home buying opportunity for you with our "FLEX" Program.

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