IRA Savings Account

Enjoy the security and tax advantages of saving for retirement with a NASB IRA Savings account, without sacrificing access to your money.


Plan for your retirement with consistent contributions and easy access.

While your retirement could be years off, the best strategy is to start saving today. This variable-rate account delivers consistent growth without locking up your funds for a set amount of time. Make additional contributions at any time, up to the maximum amount allowed by the IRS1.

You will get:

  • Quarterly statements unless EFT activity, then monthly
  • Free Online Banking and Mobile Banking services2
  • Direct deposit
  • IRS Regulations apply
0.25% APY2
on balances more than $0.


  • Minimum to open : $100
  • No minimum balance
  • No monthly maintenance fee

Online Banking FAQs

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$1.7B In total deposits

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What Our Customers Say
Judith S., January 23, 2024
★★★★★ (5)

"We have savings in many different banks, and NASB contacted us to suggest one of their higher-yield savings accounts. No other bank has ever done that for us and our accounts. Wonderful service above and beyond!"

Nationally competitive products. Individualized service.


1This is not intended to and does not constitute legal advice or financial/investment/tax advice. North American Savings Bank does not make any guarantee, or another promise as to the results obtained. You should consult with an attorney or other professional to determine what may be best for your individual needs.

2Internet and/or wireless service provider charges may apply.

3Annual Percentage Yield. Effective Date: 6/07/2024. See Savings for account requirements. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest-bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.