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Meet the NASB leadership team.

Our vision comes from our leadership.

The commitment to help our customers achieve their financial goals starts with our executive team and permeates throughout the entire NASB organization.

Paul Thomas

Chief Executive Officer

paul thomasAs CEO, Paul leads a strong executive team that’s focused on providing exceptional mortgage and banking products that help people reach their financial goals and dreams. Under his leadership, NASB continues to grow its diverse portfolio of banking and mortgage products that include conventional, FHA, and VA loans as well as more non-traditional products such as non-recourse and bank statement loans for self-employed borrowers.

Before being appointed to CEO in 2013, Paul served for six years as executive vice president and chief credit officer.

Prior to NASB, Paul served as CEO and chairman of CBES Bancorp. He earned an MBA at the University of Missouri Trulaske College of Business and a bachelor’s degree in business administration in finance & banking and real estate. Paul joined NASB in 2003.


Burke Walker

Executive Vice President, Chief Human Resources Officer

burke walker

Burke oversees all aspects of talent acquisition and management, employee benefits/wellness policies and the promotion of NASB culture and brand for both the Mortgage and Retail Banking division.

Burke is an avid champion of NASB’s values that promote curiosity, accountability and teamwork, and he and his team work tirelessly to develop policies and programs that ensure NASB’s 500 employees can grow, thrive and succeed in their roles.

Burke began his career at Sprint as an international HR manager and continued his work in Human Resources as an HR director for H&R Block for seven years. Prior to joining NASB in April 2017, Burke worked at DineEquity, Inc. as their Vice President of Human Resources.

Burke earned his bachelor’s degree in business management from Baker University where he was inducted into the Athletics Hall of Fame in 2018.


Dena Sanders

Executive Vice President, Retail Banking

dena sanders

Dena oversees all aspects of Retail Banking, Deposit Operations and Retail Funding. She is responsible for the strategic direction, operational and financial goals of NASB’s retail banking network that includes 11 branches within the greater Kansas City metropolitan area.

Dena and her leadership team work to create exceptional customer experiences and competitive banking products that align with customers’ evolving financial needs and goals.

Dena is a graduate of the ABA Stonier Graduate School of Banking and holds a master’s degree in architectural management from Kansas University as well as a bachelor’s degree in business administration from the University of Missouri, Columbia. She is a certified financial marketing professional (CFMP) and a member of the ABA Bank Marketing School advisory board.


Enrique Venegas

Executive Vice President, Chief Credit Officer

enrique venegas
In his role, Enrique manages and measures the aggregate risk of NASB’s loan portfolio. In addition, he oversees NASB’s Commercial and Construction Real Estate Lending division.

Enrique earned an MBA from the University of Wisconsin-Madison’s Graduate School of Banking Management, Finance and Economics and holds a bachelor’s degree in business administration and finance & economics from Missouri Southern State University. 


Rhonda Nyhus

Executive Vice President, Chief Financial Officer

rhonda nyhus
Rhonda oversees NASB’s financial planning and actions that ensure NASB’s ability to serve its customers through continued financial success.

Rhonda joined NASB in 1995 as manager of internal audit before being promoted to vice president and controller in 1997. She has served as chief financial officer since 2002.

Prior to NASB, Rhonda held various roles in the audit department of Grant Thornton LLP. She earned bachelor’s degrees in accounting and management from MidAmerica Nazarene University.


Tom Wagers

Executive Vice President, Chief Risk Officer

tom wagers 

Tom assesses and mitigates all competitive, regulatory and technological threats and undue risks to the company and its customers.

Prior to joining NASB in 2013, Tom was interim president and chief executive officer of Atlantic Coast Bank in Jacksonville, Florida while also serving as chief financial officer for nine years.

Tom began his career at Barnett Bank as regional audit manager and worked in a variety of roles before eventually being appointed director of accounting operations.

In addition to his official duties, Tom is a passionate supporter of NASB’s involvement in the annual Kansas City Corporate Challenge competition and is its executive sponsor.

Tom earned a bachelor’s degree in accounting from East Tennessee State University and is a certified public accountant.


Tim Franchett

Executive Vice President, Chief Information Officer


Tim leads the vision, strategy, and operations of the Information Technology team and works with technology partners to create exceptional experiences for our NASB customers.

Tim served for 11 years as vice president of Technology Services for H&R Block in Kansas City, Missouri before joining NASB. He was responsible for Application Development, managing over 400 developers in the U.S., Ireland, and India.

In addition to his leadership role at H&R Block, Tim was global head of Development, managing 300 software engineers, quality assurance engineers, and project managers in seven development centers worldwide.


Jessica Gardner

Chief Marketing Officer

jessica gardner nasb

Jessica leads all marketing, communications, and branding initiatives and serves as the NASB’s chief storyteller. Jess and her team are passionate about creating exceptional customer experiences that consistently deliver on the NASB promise.

Jessica has been with NASB since 2016 and brings over 15 years of marketing leadership experience to this role. Prior to NASB, she served as the director of marketing and communications for Ohio University’s College of Business, where she helped grow the college’s enrollments for undergraduate and graduate programs.

Jessica has also held the role of marketing manager for Matco Tools and MTD Products. She holds an MBA in business administration and management from Ohio University and a BA in communications from Hiram College.