Current Rates - Effective

                         Call:  800-677-6267
 

Certificate of Deposit Rates

    
     
 Primary NASB Relationship1

 

Term APY2 Interest Rate2 APY2 Rate with Checking Account Balance2
$1,000 - $2,499
APY2 Rate with Checking Account Balance2
$2,500 - $9,999
APY2 Rate with Checking Account Balance2
$10,000+
Minimum
to Open
                   
3-5 Months 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% $1,000
6-11 Months 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% $1,000
12-Month
Fixed IRA
0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% $100
12-23 Months 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% $1,000
13-Months 0.90% 0.90% 0.95% 0.95% 1.00% 1.00% 1.10% 1.10% $1,000
24-35 Months 0.45% 0.45% 0.50% 0.50% 0.55% 0.55% 0.60% 0.60% $1,000
36-47 Months 0.70% 0.70% 0.75% 0.75% 0.80% 0.80% 0.85% 0.85% $1,000
48-59 Months 0.90% 0.90% 0.95% 0.95% 1.01% 1.00% 1.06% 1.05% $1,000
60-120 Months 0.90% 0.90% 0.95% 0.95% 1.01% 1.00% 1.06% 1.05% $1,000


1Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account 
 holder. Money Market accounts are NOT eligible for Relationship CD rates. The CD base interest rate is guaranteed. Additional Relationship CD rate may vary daily based upon aggregate checking balances. 
2APY=Annual Percentage Yield. $1,000 minimum deposit. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal 
and interest at the same rate. All rates subject to change without notice. Early withdrawal penalty may apply. Fees can reduce the earnings on the account.

All CDs may be opened as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6267 or visit one of our
Personal Banking locations.
 

Checking Account Rates1                                 

Account Type Minimum
To Open
APY1

Free Checking $50 No Interest*

Student Checking
$50 No Interest*

Elite 50 Checking
$100  
Balance = $.01 - $2,499   0.10%*
Balance = $2,500 or Greater   0.15%*

Preferred Checking
$100  
Balance = $.01 - $2,499   0.10%*
Balance = $2,500 or Greater   0.15%*
       
Money Market Special2 $1,000    
Balance = $.01 - $24,999   0.70%*  
Balance = $25,000 - $49,999   0.80%*  
Balance = $50,000 or Greater   0.90%*  

Money Market
$1,000  
Balance = $.01 - $24,999   0.20%*
Balance = $25,000 - $49,999   0.30%*
Balance = $50,000 or Greater   0.45%*
     
Rewards Checking3 $50  
(Qualified)    
Balance=$.01 - $24,999   0.60%
Balance=$25,000 or Greater   0.60%-0.30%
     
(Non-Qualified) $50  
Balance=$.01 - $24,999   0.10%
Balance=$25,000 or Greater   0.10%-0.20%
     
     

Savings Account Rates1                           

Account Type Minimum
To Open
APY1

Performance Savings $5,000  
Balance = $5,000 - $24,999   0.25%*
Balance = $25,000 - $49,999   0.35%*
Balance = $50,000 - $74,999   0.45%*
Balance = $75,000 - $124,999   0.50%*
Balance = $125,000 - $199,999   0.50%*
Balance = $200,000 or Greater   0.50%*

Select III Savings
$500  
Balance = $.01-$4,999   0.10%*
Balance = $5,000-$24,999   0.20%*
Balance = $25,000 - $74,999   0.35%*
Balance = $75,000 or Greater   0.45%*

Statement Savings
$100
0.14%*

Smart Savers Savings
$50
0.34%*

Stepping Stones Savings
$25
0.14%*
     
Deposit the Difference Savings4 $50 0.05%*


Customer transactions are routinely posted to customers’ accounts during our normal business hours, which 
include Saturdays.  For more information please call one of our Personal Banking locations.
 


1ALL OFFERING RATES SUBJECT TO CHANGE WITHOUT NOTICE. 
APY = Annual Percentage Yield. See Checking or Savings for account requirements. Fees may reduce earnings on the account. 
Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY. 

2Promotional introductory rates effective as of 02/21/2015 and valid for new accounts only; personal or business. Interest rate guaranteed through 12/31/15. After 12/31/15, standard Money Market rates at that time take effect. Rates are subject to change at any time.  Fees may reduce earnings on the account. 
3
Annual Percentage Yield. Simple interest account. Monthly requirements to earn Qualified Rewards Rate. See Truth In Savings brochure for requirements. Rates subject to change without notice. Fees may reduce earnings on the account. Balances up to $25,000 receive APY of 0.60%; and balances over $25,000 earn 0.30% APY on portion of balance over $25,000, resulting in 0.60% - 0.30% APY depending on the balance. If qualifications are not met, balances up to $25,000 earn 0.10%; and balances over $25,000 earn 0.20% APY on portion of balance over $25,000, resulting in 0.10% - 0.20% APY depending on the balance. Qualified rate given for the month following the month in which all qualifications are met.
4Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.