Current Rates - Effective

Certificate of Deposit Rates

 Primary NASB Relationship+

Term APY* Base Rate* APY* Rate with Checking Account Balance*
$1,000 - $2,499
APY* Rate with Checking Account Balance*
$2,500 - $9,999
APY* Rate with Checking Account Balance*
$10,000+
Minimum
to Open
                   
3-5 Months 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% $1,000
6-11 Months 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% $1,000
12-Month
Fixed IRA
0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% $100
12-23 Months 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% $1,000
13-Months 0.50% 0.50% 0.60% 0.60% 0.65% 0.65% 0.70% 0.70% $1,000
24-35 Months 0.45% 0.45% 0.50% 0.50% 0.55% 0.55% 0.60% 0.60% $1,000
36-47 Months 0.70% 0.70% 0.75% 0.75% 0.80% 0.80% 0.85% 0.85% $1,000
48-59 Months 0.90% 0.90% 0.95% 0.95% 1.01% 1.00% 1.06% 1.05% $1,000
60-120 Months 0.90% 0.90% 0.95% 0.95% 1.01% 1.00% 1.06% 1.05% $1,000


+Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder.  Rewards Checking and Money Market Checking are NOT eligible for Relationship CD rates.  The CD base rate is guaranteed.  Additional Relationship CD rate may vary daily based upon aggregate checking balances. 
*APY=Annual Percentage Yield. $1,000 minimum deposit. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All rates subject to change without notice. Early withdrawal penalty may apply. Fees can reduce the earnings on the account.


All CDs may be opened as Individual Retirement Accounts (IRAs).

For more information please call one of our Personal Banking Locations.
 

Checking and Savings Account Rates1

Account Type Minimum
To Open
APY*

Free Checking $50 No Interest*

Student Checking
$50 No Interest*

Elite 50 Checking
$100  
Balance = $.01 - $2,499   0.10%*
Balance = $2,500 or Greater   0.15%*

Preferred Checking
$100  
Balance = $.01 - $2,499   0.10%*
Balance = $2,500 or Greater   0.15%*

Money Market
$1,000  
Balance = $.01 - $24,999   0.20%*
Balance = $25,000 - $49,999   0.30%*
Balance = $50,000 or Greater   0.45%*
     
     
Account Type Minimum
To Open
APY2

Rewards Checking2 $50  
(Qualified)    
Balance=$.01 - $24,999   0.60%
Balance=$25,000 or Greater   0.30%
     
(Non-Qualified) $50  
Balance=$.01 - $24,999   0.10%
Balance=$25,000 or Greater   0.20%
     
     
Account Type Minimum
To Open
APY*

Performance Savings $5,000  
Balance = $5,000 - $24,999   0.25%*
Balance = $25,000 - $49,999   0.35%*
Balance = $50,000 - $74,999   0.45%*
Balance = $75,000 - $124,999   0.50%*
Balance = $125,000 - $199,999   0.50%*
Balance = $200,000 or Greater   0.50%*

Select III Savings
$500  
Balance = $.01-$4,999   0.10%*
Balance = $5,000-$24,999   0.20%*
Balance = $25,000 - $74,999   0.35%*
Balance = $75,000 or Greater   0.45%*

Statement Savings
$100
0.14%*

Smart Savers Savings
$50
0.34%*

Stepping Stones Savings
$25
0.14%*
     
Deposit the Difference Savings3 $50 0.05%*


*Annual Percentage Yield. See Checking or Savings for account requirements. Fees may reduce earnings on the account.
1Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.
2Annual Percentage Yield.Simple interest account. Monthly requirements required to earn Qualified Rewards Rate.
See Truth In Savings brochure for requirements. Rates subject to change without notice. Fees may reduce earnings on the account.
Available to Missouri and Kansas residents only.
3Rewards and Money Market Checking accounts are NOT eligible for our Deposit the Difference program.


Customer transactions are routinely posted to customers’ accounts during our normal business hours, which 
include Saturdays.  For more information please call one of our Personal Banking Locations.