Account Rates

Check out our current deposit rates and apply today!

Account Rates


Put your money to work with competitive deposit rates.

Here you will find current rates for the NASB deposit products. Our rates can vary based on the type of account, minimum balance, and term. For home loan rates, please check here.

Current Rates - Effective Date: 2/9/2024

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.2

 
Online CD Specials

 

 

11-Month CD Special                 
Checking account relationship not required 
New money only

APY1Interest Rate1Minimum
to Open
5.25%5.12%$1,000
 

18-Month CD Special                 

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate5.00%4.88%$1,000
5.00%4.88%$1,000
5.00%4.88%$1,000
5.00%4.88%$1,000

23-Month CD Special                   
Checking account relationship not required 
New money only

APY1Interest Rate1Minimum
to Open
4.10%4.02%$1,000

3-5 Month Term                                 
Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate0.90%0.90%
$1,000

$1,000
$2,500 - $9,999$1,000
$1,000
 

6-11 Month Term                                 
Available in-branch only            

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate0.90%
0.90%
$1,000

$1,000
$2,500 - $9,999$1,000
$1,000
 
 

12 Month Fixed IRA                             
Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate0.95%
0.95%
$100

$2,500 - $9,999
 
 

12-23 Month Term                             
Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate0.95%0.95%$1,000

$1,000
$2,500 - $9,999$1,000
$1,000
 
 
36-47 Month Term                             

Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate1.16%1.15%
$1,000

$1,000
$2,500 - $9,999$1,000
$1,000

3-Year Term                           

Available in-branch only


Total Checking Account Balance2APY1 Interest Rate1 Minimum
to Open 
Base Rate3.05%3.00%$1,000
  
 

48-59 Month Term                             
Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate1.06%1.05%
$1,000

$1,000
$2,500 - $9,999$1,000
$1,000
 
 

60-120 Month Term                           
Available in-branch only

Total Checking Account Balance2APY1Interest Rate1Minimum
to Open
Base Rate1.11%1.10%
$1,000

$1,000
$2,500 - $9,999$1,000
$1,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Effective Date: 2/9/2024. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

For more information please call 800-677-6272 or visit one of our Personal Banking locations

 


Prosper Checking2

Minimum Balance
for APY1
APY1Minimum
to Open
$.01 - $4,999.990.55%$1,500
$5,000 - $49,999.99 (Non-Qualified)0.60%$1,500
$5,000 - $49,999.99 (Qualified)0.70%$1,500
$50,000 - $1,499,999.990.60%$1,500
 

Thrive Checking                                   
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
    No Interest   $100

 

Advance Checking

Minimum Balance
for APY1
APY1Minimum
to Open
    No Interest   $100

 

Premium Money Market3

Minimum Balance
for APY1
APY1Minimum
to Open
$.01 - $24,999.990.45% $1,000
$25,000 - $1,499,999.990.55% $1,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements. To earn the highest rate on balances up to $49,999.99, the account must have at least 12 debit card or point of sale transactions (does not include ATM transactions and must post and clear to the account prior to month-end). Qualified rate given for the month following the month in which all qualifications are met.

3Promotional rates effective as of: 2/9/2024and valid for new personal accounts and new money only. Fees may reduce earnings on the account.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.


Performance Savings                               
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
$5,000 - $24,999 0.20%$5,000
$25,000 - $49,999 0.25%$5,000
$50,000 - $74,999 0.30%$5,000
$75,000 - $124,999 0.35%$5,000
$125,000 - $199,999 0.35%$5,000
$200,000 - $1,499,9990.35%
$5,000

 

Select III Savings                                  
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
Up to $24,999 4.18%$500
$25,000 - $1,500,000+5.13%$500

 

Statement Savings

Minimum Balance
for APY1
APY1Minimum
to Open
$.010.30%$100

 

IRA Savings                                               
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
$.010.30%$100

 

Smart Savers Savings                             
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
$.010.25%$50


Stepping Stones Savings                         
Available in-branch only

Minimum Balance
for APY1
APY1Minimum
to Open
$.010.25%$25
 

Super Saver Savings

Minimum Balance
for APY1
APY1Minimum
to Open
$.010.35%$15,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.

A+ rating from the Better Business Bureau

Based on the most recent recent data from Better Business Bureau

$1.7B In total deposits

Based on the most recent year-end financial data

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Based on the most recent quarter end data from Bauer Financial
What Our Customers Say
Gertrude W., March 22, 2021
★★★★★ (5)

"I am a repeat customer of NASB and I always recommend family and friends to use their services."

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