Facebook Pixel

Zero Down Home Loan Program

NASB's Zero Down Home Loan Program allows borrowers to get started on the home loan process and into the home of their dreams without a down payment.*

Check today's rates 

Key Features

Competitive fixed rates

No first-time home buyer or maximum income restrictions

Available for Borrowers with a Credit Score of 700+

Making your dream home easier than ever.

With this program, we could get you into your home with no down payment.* That means you can put any savings toward making your new house a home. We keep our rates competitive, and with no first-time home buyer or maximum income restrictions, we're helping you make your dream a reality.

Our Zero Down Home Loan Program makes buying a home easier than ever with:

  • Competitive Fixed Rates
    We keep our rates competitive so you get as good as deal as possible.
  • No First-Time Home Buyer or Maximum Income Restrictions
    Don't let your dream home be anything but that. With no first-time home buyer or maximum income restrictions, we're helping you make your dream a reality.
Let's get started!

Answer a few simple questions to get your personalized recommendations.

What type of loan are you looking for?
  • Get the most up-to-date rates available
  • For purchase or refinance, all loan types
  • 15-year and 30-year term options
  • A variety of mortgage payment calculations
  • Learn which loan is better for you
  • Help to make term and loan type decisions
What Our Customers Say
Mohit M., May 25, 2021
★★★★★ (5)

"NASB always makes it easy and transparent to work with them. I know upfront what to expect - they're clear in their communication and keep their word. This was my third interaction with them and it's a fantastic experience working with the NASB team."

*The borrower must invest 1% of the purchase price into the transaction, which may include loan closing costs &/or prepaid taxes/insurance, or two months reserves of the monthly payment, insurance, taxes, and mortgage insurance is required. Gift funds from an acceptable source are allowed to cover the 1% borrower investment and reserves. Other guidelines and restrictions may apply.

NerdWallet_FTHB award-green
NerdWallet_2x Winner
NerdWallet_VA award-green

©2017-2022 and TM, NerdWallet, Inc. All Rights Reserved.

Local banking. National lending.

$30B in home loans in the last decade

Based on lender data

100,000 home loan customers since 2010

Based on lender data

92% of customers would recommend NASB

Based on 13,296 NASB closed loan customer surveys from 1/1/2018 to 4/29/2021

Nationally competitive products. Individualized service.

kc skyline