Zero Down Home Loan Program

NASB's Zero Down Home Loan Program allows borrowers to get started on the home loan process and into the home of their dreams without a down payment.

Call us 855-465-0753 

Key Features

Competitive conforming fixed rates

No first-time home buyer or maximum income restrictions

Available for Borrowers with a Credit Score of 700+

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By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

Making your dream home easier than ever.

With this program, we could get you into your home with no down payment.* That means you can put any savings toward making your new house a home. We keep our rates competitive, and with no first-time home buyer or maximum income restrictions, we're helping you make your dream a reality.

Our Zero Down Home Loan Program makes buying a home easier than ever with:

  • Competitive Conforming Fixed Rates
    We keep our rates competitive so you get as good as deal as possible.
  • No First-Time Home Buyer or Maximum Income Restrictions
    Don't let your dream home be anything but that. With no first-time home buyer or maximum income restrictions, we're helping you make your dream a reality.

*The borrower must invest 1% of the purchase price into the transaction, which may include loan closing costs &/or prepaid taxes/insurance, or two months reserves of the monthly payment, insurance, taxes, and mortgage insurance is required. Gift funds from an acceptable source are allowed to cover the 1% borrower investment and reserves. Other guidelines and restrictions may apply.

Joseph G.
You did what I did not think could be done. I am very grateful to you and your staff. From my family to you, thank you.

Local banking. National lending.

99% of customers would recommend NASB

Based on 2,615 NASB closed loan customer surveys from 1/1/2018 to 5/28/2019

More than 67,000 home loan customers in the last decade

Based on lender data

More than $18 billion in home loans in the last decade

Based on lender data

Nationally competitive products. Individualized service.