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An Option For Self-Employed Borrowers With Bank Statement Loans

  • No tax returns required
  • Borrow up to $1,250,000
  • All underwriting is done in-house
  • Minimum FICO score of 680 and minimum loan amount of $175,000*

Self-employed borrowers can now secure a home loan with just bank statements.

If you are self-employed and seeking a home mortgage but would like an alternative way to show your true cash flow, a bank statement loan from NASB might be the right for program for you. At NASB we can review 12 to 24 months of bank statements to calculate your qualifying income. This loan does not require personal or business tax returns to verify your income.

90% Customer Recommendation Rating!

4.9 out of 5 Average Satisfaction Rating

Based on 277 NASB closed loan customer surveys from 1/1/2023 to 5/31/2023.

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*Bank Statement Loans require a minimum $175,000 loan amount (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), a minimum credit score of 680, and a 10% down payment with approved mortgage insurance. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Not available in New York state, the Chicago or Baltimore metropolitan areas, and not available in all locations or for all property types. Loans subject to underwriting and eligibility criteria, and other factors. Your loan officer will provide you with more information regarding Bank Statement loans and what may work best for your situation.
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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