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Bank Statement Mortgage Loan

  • No tax returns needed
  • Down payments as low as 15%*
  • In-house underwriting means a fast and worry-free loan process
  • Borrow up to $1,250,000
  • 680 minimum credit score; $175,000 minimum loan amount*

Self-employed borrowers can now secure a home loan with just bank statements.

If you are self-employed and seeking a home mortgage but would like an alternative way to show your true cash flow, a bank statement loan from NASB might be the right for program for you. At NASB we can review 12 to 24 months of bank statements to calculate your qualifying income. This loan does not require personal or business tax returns to verify your income.*

87% Customer Recommendation Rating!

4.7 out of 5 Average Satisfaction Rating

Based on 544 NASB closed loan customer surveys from 12/1/2021 to 7/27/2022.

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Answer six quick questions to get your personalized recommendations from one of our loan experts.

What type of mortgage loan are you looking for?
*Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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