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Bank Statement Loans for Self-Employed Borrowers

  • No tax returns required
  • Borrow up to $1,250,000
  • All underwriting is done in-house

Self-employed borrowers can now secure a home loan with just bank statements.

 At NASB, we've created a Bank Statement Loan program that allows self-employed borrowers to seek a mortgage loan without tax forms or pay stubs. We look at your cash flow over 12 or 24 months using bank statements, and if you meet our criteria, you may qualify for a mortgage loan. Bank Statement Loans require a 15% down payment.

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Answer a few simple questions and choose your preferred contact method to get personalized recommendations - just for you, right from our experts.

87% Customer Recommendation Rating!

4.7 out of 5 Average Satisfaction Rating

Based on 544 NASB closed loan customer surveys from 12/1/2021 to 7/27/2022.

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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