Current Rates - Effective 6/27/2015

Certificate of Deposit Rates

CD interest rate is calculated based on your total NASB checking account balance1

Total Checking Account Balance1 $10,000+

TermAPY 2Interest Rate 2Minimum to Open
3-5 Months 0.25% 0.25% $1,000.00
6-11 Months 0.30% 0.30% $1,000.00
12-Month Fixed IRA 0.35% 0.35% $100.00
12-23 Months 0.35% 0.35% $1,000.00
13-Months 1.10% 1.10% $1,000.00
24-35 Months 1.06% 1.05% $1,000.00
36-47 Months 1.06% 1.05% $1,000.00
48-59 Months 1.06% 1.05% $1,000.00
60-120 Months 1.56% 1.55% $1,000.00

Total Checking Account Balance$2,500 - $9,999

TermAPY 2Interest Rate 2Minimum to Open
3-5 Months 0.20% 0.20% $1,000.00
6-11 Months 0.25% 0.25% $1,000.00
12-Month Fixed IRA 0.30% 0.30% $100.00
12-23 Months 0.30% 0.30% $1,000.00
13-Months 1.00% 1.00% $1,000.00
24-35 Months 1.01% 1.00% $1,000.00
36-47 Months 1.01% 1.00% $1,000.00
48-59 Months 1.01% 1.00% $1,000.00
60-120 Months 1.51% 1.50% $1,000.00



Total Checking Account Balance$1,000 - $2,499

TermAPY 2Interest Rate 2Minimum to Open
3-5 Months 0.15% 0.15% $1,000.00
6-11 Months 0.20% 0.20% $1,000.00
12-Month Fixed IRA 0.25% 0.25% $100.00
12-23 Months 0.25% 0.25% $1,000.00
13-Months 0.95% 0.95% $1,000.00
24-35 Months 0.95% 0.95% $1,000.00
36-47 Months 0.95% 0.95% $1,000.00
48-59 Months 0.95% 0.95% $1,000.00
60-120 Months 1.46% 1.45% $1,000.00



Base Interest Rates

TermAPY 2Interest Rate 2Minimum to Open
3-5 Months 0.10% 0.10% $1,000.00
6-11 Months 0.15% 0.15% $1,000.00
12-Month Fixed IRA 0.20% 0.20% $100.00
12-23 Months 0.20% 0.20% $1,000.00
13-Months 0.90% 0.90% $1,000.00
24-35 Months 0.90% 0.90% $1,000.00
36-47 Months 0.90% 0.90% $1,000.00
48-59 Months 0.90% 0.90% $1,000.00
60-120 Months 1.41% 1.40% $1,000.00
  1. Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship CD rates. The CD base interest rate is guaranteed. Additional Relationship CD rate may vary daily based upon aggregate checking balances.
  2. APY=Annual Percentage Yield. $1,000 minimum deposit. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All rates subject to change without notice. Early  withdrawal penalty may apply. Fees can reduce the earnings on the account.

All CDs may be opened as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6267 or visit one of our Personal Banking locations.

Checking Account Rates                                                                     

Account TypeAPY 1Minimum to Open
Free Checking No Interest * $50
Student Checking No Interest * $50
Elite 50 Checking   $100
 Balance = $.01 - $2,499 0.10%*  
 Balance = $2,500 or Greater 0.15%*  
Preferred Checking   $100
 Balance = $.01 - $2,499 0.10%*  
 Balance = $2,500 or Greater 0.15%*  
Money Market Special2   $1,000
 Balance = $.01 - $24,999 0.70%*  
 Balance = $25,000 - $49,999 0.80%*  
 Balance = $50,000 or Greater 0.90%*  
Money Market   $1,000
 Balance = $.01 - $24,999 0.20%*  
 Balance = $25,000 - $49,999 0.30%*  
 Balance = $50,000 or Greater 0.45%*  
Rewards Checking3 (Qualified)   $50
 Balance=$.01 - $24,999 0.60%  
 Balance=$25,000 or Greater 0.60%-0.30%  
Rewards Checking3  (Non-Qualified)   $50
 Balance=$.01 - $24,999 0.10%  
 Balance=$25,000 or Greater 0.10%-0.20%  

Open Account Online
                                   

Savings Account Rates

Account TypeAPY 1Minimum to Open
Performance Savings   $5,000
Balance = $5,000 - $24,999 0.25%*  
Balance = $25,000 - $49,999 0.35%*  
Balance = $50,000 - $74,999 0.45%*  
Balance = $75,000 - $124,999 0.50%*  
Balance = $125,000 - $199,999 0.50%*  
Balance = $200,000 or Greater 0.50%*  
Select III Savings   $500
Balance = $.01-$4,999 0.10%*  
Balance = $5,000-$24,999 0.20%*  
Balance = $25,000 - $74,999 0.35%*  
Balance = $75,000 or Greater 0.45%*  
Statement Savings 0.14% $100
Smart Savers Savings 0.34% $50
Stepping Stones Savings 0.14% $25
Deposit the Difference Savings4 0.05% $50
                                   
Open Account Online
  1. ALL OFFERING RATES SUBJECT TO CHANGE WITHOUT NOTICE. 
    APY = Annual Percentage Yield. See Checking or Savings for account requirements. Fees may reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.
  2. Promotional rates effective as of 06/27/2015 and valid for new accounts only; personal or business. Interest rate guaranteed through 3/31/2016. After 3/31/16, standard Money Market rates at that time take effect. Rates are subject to change at any time.  Fees may reduce earnings on the account. 
  3. Simple interest account. Monthly requirements to earn Qualified Rewards Rate. See Truth In Savings brochure for requirements. Rates subject to change without notice. Fees may reduce earnings on the account. Balances up to $25,000 receive APY of 0.60%; and balances over $25,000 earn 0.30% APY on  portion of balance over $25,000, resulting in 0.60% - 0.30% APY depending on the balance. If qualifications are not met, balances up to $25,000 earn 0.10%; and balances over $25,000 earn 0.20% APY on portion of balance over $25,000, resulting in 0.10% - 0.20% APY depending on the balance. Qualified rate given for the month following the month in which all qualifications are met.
  4. Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays. For more information please call one of our Personal Banking locations.