Current Rates - Effective [dynamicDateValue]

Certificate of Deposit Rates - Online-only Specials

Term APY 2 Interest Rate 2 Minimum to Open
6 Months4      
$10,000-$1,000,000 2.07% 2.05% $5,000.00
$5,000-$9,999.99 2.02% 2.00% $5,000.00
$0-4,999.99 0.10% 0.10% $5,000.00

Term APY 2 Interest Rate 2 Minimum to Open
12 Months4      
$0-$1,000,000 2.63% 2.60% $5,000.00

Term APY 2 Interest Rate 2 Minimum to Open
24 Months4      
$0-1,000,000 2.84% 2.80% $1,000.00


Not available as an Individual Retirement Account (IRA).



Certificate of Deposit Rates - In-branch

CD interest rate is calculated based on your total NASB checking account balance1.

Total Checking Account Balance1 $10,000+

Term APY 2 Interest Rate 2 Minimum to Open
3-5 Months 0.25% 0.25% $1,000.00
6-11 Months 0.30% 0.30% $1,000.00
7 Months3 2.02% 2.00% $1,000.00
12-Month Fixed IRA 0.35% 0.35% $100.00
12-23 Months 0.35% 0.35% $1,000.00
15 Months3 2.43% 2.40% $1,000.00
24-35 Months5 0.85% 0.85% $1,000.00
25 Months6 2.69% 2.65% $1,000.00
36-47 Months 0.95% 0.95% $1,000.00
48-59 Months 1.11% 1.10% $1,000.00
60-120 Months 1.16% 1.15% $1,000.00

 

Total Checking Account Balance1 $2,500 - $9,999

Term APY 2 Interest Rate 2 Minimum to Open
3-5 Months 0.20% 0.20% $1,000.00
6-11 Months 0.25% 0.25% $1,000.00
7 Months3 1.97% 1.95% $1,000.00
12-Month Fixed IRA 0.30% 0.30% $100.00
12-23 Months 0.30% 0.30% $1,000.00
15 Months3 2.38% 2.35% $1,000.00
24-35 Months5 0.80% 0.80% $1,000.00
25 Months6 2.63% 2.60% $1,000.00
36-47 Months 0.90% 0.90% $1,000.00
48-59 Months 1.06% 1.05% $1,000.00
60-120 Months 1.11% 1.10% $1,000.00

Total Checking Account Balance1 $1,000 - $2,499

Term APY 2 Interest Rate 2 Minimum to Open
3-5 Months 0.15% 0.15% $1,000.00
6-11 Months 0.20% 0.20% $1,000.00
7 Months3 1.92% 1.90% $1,000.00
12-Month Fixed IRA 0.25% 0.25% $100.00
12-23 Months 0.25% 0.25% $1,000.00
15 Months3 2.33% 2.30% $1,000.00
24-35 Months5 0.75% 0.75% $1,000.00
25 Months6 2.58% 2.55% $1,000.00
36-47 Months 0.85% 0.85% $1,000.00
48-59 Months 1.01% 1.00% $1,000.00
60-120 Months 1.06% 1.05% $1,000.00



Base Interest Rates

Term APY 2 Interest Rate 2 Minimum to Open
3-5 Months 0.10% 0.10% $1,000.00
6-11 Months 0.15% 0.15% $1,000.00
7 Months3 1.87% 1.85% $1,000.00
12-Month Fixed IRA 0.20% 0.20% $100.00
12-23 Months 0.20% 0.20% $1,000.00
15 Months3 2.28% 2.25% $1,000.0
24-35 Months5 0.70% 0.70% $1,000.00
25 Months6 2.53% 2.50% $1,000.00
36-47 Months 0.80% 0.80% $1,000.00
48-59 Months 0.95% 0.95% $1,000.00
60-120 Months 1.01% 1.00% $1,000.00

1Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

2APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

3Available in-branch only.

4Available online through nasb.com only. Not available as an IRA. CD accounts with balances greater than $1,000,000 earn 0.10% APY.

5All 24-35 month certificates opened online will receive the 24 month special term and interest rate.

6Available in-branch only.

All In-Branch CDs may be opened as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6267 or visit one of our Personal Banking locations.

Checking Account Rates

Account Type APY 1 Minimum to Open
Free Checking No Interest * $50
Student Checking No Interest * $50
Elite 50 Checking   $100
Balance = $.01 - $2,499.99 0.10%*  
Balance = $2,500 or Greater 0.15%*  
Preferred Checking   $100
Balance = $.01 - $2,499.99 0.10%*  
Balance = $2,500 or Greater 0.15%*  
Money Market   $1,000
Balance = $.01 - $24,999.99 0.20%*  
Balance = $25,000 - $49,999.99 0.30%*  
Balance = $50,000 or Greater 0.45%*  
Money Market Special   $1,000
Balance = $.01 - $24,999.99 0.50%  
Balance = $25,000 - $49,999.99 0.60%  
Balance = $50,000 or Greater 0.70%  
Money Market Special2 (Online Only)   $1,000
Balance = $1,000 - $24,999.99 1.77%*  
Balance = $25,000 - $49,999.99 2.02%*  
Balance = $50,000 - $1,499,999.99 2.02%*  
Balance = $1,500,000 or Greater 0.10%*  
Premium Money Market (In-branch Only)   $5,000
Balance = $.01 - $24,999.99 1.77%*  
Balance = $25,000 - $1,499,999.99 2.02%*  
Rewards Checking3 (Qualified)   $50
Balance=$.01 - $24,999.99 0.90%  
Balance=$25,000 - $1,499,999.99 0.30%  
Balance=$1,500,000 or Greater 0.10%  
Rewards Checking3 (Non-Qualified)   $50
Balance=$.01 - $24,999.99 0.00%  
Balance=$25,000 or Greater 0.00%  

Savings Account Rates

Account Type APY 1 Minimum to Open
Performance Savings   $5,000
Balance = $5,000 - $24,999.99 0.25%*  
Balance = $25,000 - $49,999.99 0.35%*  
Balance = $50,000 - $74,999.99 0.45%*  
Balance = $75,000 - $124,999.99 0.50%*  
Balance = $125,000 - $199,999.99 0.50%*  
Balance = $200,000 or Greater 0.50%*  
Select III Savings   $500
Balance = $.01-$4,999.99 0.10%*  
Balance = $5,000-$24,999.99 0.20%*  
Balance = $25,000 - $74,999.99 0.35%*  
Balance = $75,000 or Greater 0.45%*  
Statement Savings 0.14% $100
IRA Savings 0.14% $100
Smart Savers Savings 0.34% $50
Stepping Stones Savings 0.14% $25
Deposit the Difference Savings4 0.05% $50
eSavings Account 0.55% $20,000
Super Saver Account 1.31% $15,000
ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

*APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Promotional rates effective as of 08/20/2018 and valid for new accounts and new money only. Rates guaranteed for one year after open date. Fees may reduce earnings on the account.

3Simple interest account. Monthly requirements to earn Qualified Rewards Rate. See Truth in Savings brochure for requirements. Balances up to $25,000 receive APY of 0.90%; and balances over $25,000 earn 0.30% APY on portion of balance over $25,000, resulting in 0.90% - 0.30% APY depending on the balance. Qualified Rewards Checking accounts with balances over $1,500,000 earn 0.10% APY. If qualifications are not met, all balance tiers earn 0.00% APY. Qualified rate given for the month following the month in which all qualifications are met.

4Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.