Current Rates - Effective [dynamicDateValue]

Certificates of Deposit (E-CD)

Available for accounts opened online only. Not available as an IRA.

Term Balance APY 1 Interest Rate 1 Minimum to Open
6 Months $10,000-$1,000,000 2.07% 2.05% $1,000.00
$5,000-$9,999.99 2.02% 2.00%
$0-4,999.99 0.10% 0.10%
12 Months Greater than $1,000,000 0.10% 0.10% $1,000.00
$0-$1,000,000 2.79% 2.75%
24 Months Greater than $1,000,000 0.10% 0.10% $5,000.00
$0-1,000,000 2.84% 2.80%
36 Months Greater than $1,000,000 0.10% 0.10% $1,000.00
$5,000-1,000,000 2.84% 2.80%
$0-4,999.99 0.10% 0.10%

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

Not available as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6267 or visit one of our Personal Banking locations.

Certificates of Deposit

Available for accounts opened in-branch only.

CD interest rate is calculated based on your total NASB checking account balance.2

Total Checking Account Balance 2 Term APY 1 Interest Rate 1 Minimum to Open
$10,000 - $1,000,000 3-5 Months 0.25% 0.25% $1,000.00
6-11 Months 0.30% 0.30% $1,000.00
7 Months 2.02% 2.00% $1,000.00
12-Month Fixed IRA 0.35% 0.35% $100.00
12-23 Months 0.35% 0.35% $1,000.00
15 Months 2.53% 2.50% $1,000.00
24-35 Months 0.85% 0.85% $1,000.00
25 Months 2.69% 2.65% $1,000.00
36-47 Months 2.84% 2.80% $1,000.00
48-59 Months 1.11% 1.10% $1,000.00
60-120 Months 1.16% 1.15% $1,000.00
$2,500 - $9,999 3-5 Months 0.20% 0.20% $1,000.00
6-11 Months 0.25% 0.25% $1,000.00
7 Months 1.97% 1.95% $1,000.00
12-Month Fixed IRA 0.30% 0.30% $100.00
12-23 Months 0.30% 0.30% $1,000.00
15 Months 2.48% 2.45% $1,000.00
24-35 Months 0.80% 0.80% $1,000.00
25 Months 2.63% 2.60% $1,000.00
36-47 Months 2.79% 2.75% $1,000.00
48-59 Months 1.06% 1.05% $1,000.00
60-120 Months 1.11% 1.10% $1,000.00
$1,000 - $2,499 3-5 Months 0.15% 0.15% $1,000.00
6-11 Months 0.20% 0.20% $1,000.00
7 Months 1.92% 1.90% $1,000.00
12-Month Fixed IRA 0.25% 0.25% $100.00
12-23 Months 0.25% 0.25% $1,000.00
15 Months 2.43% 2.40% $1,000.00
24-35 Months 0.75% 0.75% $1,000.00
25 Months 2.58% 2.55% $1,000.00
36-47 Months 2.74% 2.70% $1,000.00
48-59 Months 1.01% 1.00% $1,000.00
60-120 Months 1.06% 1.05% $1,000.00

 

Base Interest Rates

Term APY 1 Interest Rate 1 Minimum to Open
3-5 Months 0.10% 0.10% $1,000.00
6-11 Months 0.15% 0.15% $1,000.00
7 Months 1.87% 1.85% $1,000.00
12-Month Fixed IRA 0.20% 0.20% $100.00
12-23 Months 0.20% 0.20% $1,000.00
15 Months 2.38% 2.35% $1,000.0
24-35 Months 0.70% 0.70% $1,000.00
25 Months 2.53% 2.50% $1,000.00
36-47 Months 2.69% 2.65% $1,000.00
48-59 Months 0.95% 0.95% $1,000.00
60-120 Months 1.01% 1.00% $1,000.00

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances. Balances greater than $1,000,000 earn 0.10% APY.

All In-Branch CDs may be opened as Individual Retirement Accounts (IRAs).

For more information please call 800-677-6267 or visit one of our Personal Banking locations.

Account Type APY 1 Minimum to Open
Prosper Checking 2   $1,500
Balance = $.01 - $4,999.99 0.10%  
Balance = $5,000 - $49,999.99
(Non-Qualified)
0.25%  
Balance = $5,000 - $49,999.99
(Qualified)
0.90%  
Balance = $50,000 - $1,499,999.99 0.30%  
Thrive Checking No Interest $100
Advance Checking No Interest $100
Money Market Special   $1,000
Balance = $.01 - $24,999.99 0.50%  
Balance = $25,000 - $49,999.99 0.60%  
Balance = $50,000 or Greater 0.70%  
Money Market Special 3
(Online Only)
  $1,000
Balance = $1,000 - $24,999.99 1.77%  
Balance = $25,000 - $49,999.99 2.02%  
Balance = $50,000 - $1,499,999.99 2.02%  
Balance = $1,500,000 or Greater 0.10%  
Premium Money Market 3
(In-branch Only)
  $5,000
Balance = $.01 - $24,999.99 1.77%  
Balance = $25,000 - $1,499,999.99 2.02%  

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements. To earn the highest rate on balances up to $49,999.99, the account must have at least 12 debit card or point of sale transactions (does not include ATM transactions and must post and clear to the account prior to month-end). Qualified rate given for the month following the month in which all qualifications are met.

3Promotional rates effective as of 08/20/2018 and valid for new personal accounts and new money only. Fees may reduce earnings on the account.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.

Account Type APY 1 Minimum to Open
Performance Savings   $5,000
Balance = $5,000 - $24,999.99 0.25%  
Balance = $25,000 - $49,999.99 0.35%  
Balance = $50,000 - $74,999.99 0.45%  
Balance = $75,000 - $124,999.99 0.50%  
Balance = $125,000 - $199,999.99 0.50%  
Balance = $200,000 or Greater 0.50%  
Select III Savings   $500
Balance = $.01-$4,999.99 0.10%  
Balance = $5,000-$24,999.99 0.20%  
Balance = $25,000 - $74,999.99 0.35%  
Balance = $75,000 or Greater 0.45%  
Statement Savings 0.14% $100
IRA Savings 0.14% $100
Smart Savers Savings 0.34% $50
Stepping Stones Savings 0.14% $25
Deposit the Difference Savings2 0.05% $50
Super Saver Account (In-branch Only) 1.31% $15,000

ALL OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY = Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

2Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays.

For more information please call one of our Personal Banking locations.