Deposit the Difference Savings

Every purchase you make on your NASB Debit Card is rounded up to the nearest dollar and the difference is automatically transferred into your Deposit the Difference account.

Key Features

Free Online Banking and e-Statements

Low opening balance and minimum balance requirements

Free Mobile Banking with Mobile Check Deposit3

Build your savings account automatically by using your NASB Debit Card.

Save a little when you spend! Every purchase you make on your NASB Debit Card will be rounded up to the nearest dollar, with the difference from your checking account going into your savings automatically.1

You will get:

  • Quarterly statements unless electronic funds transfer activity, then monthly
  •  An ATM Card
  • Free online and mobile banking services (e-Statements required)3
0.05%APY 2
on balances more than $0.


  • Minimum to open: $50
  • Minimum balance requirement: $100
  • Monthly maintenance fee: $7.50 if minimum balance not met
  • E-Statements required for free online and mobile banking services3
  • One minimum direct deposit per month required of at least $25

Local banking. National lending.

A+ rating from the Better Business Bureau

Based on the most recent recent data from Better Business Bureau

Over $1.7 Billion in total deposits

Based on the most recent year-end financial data

Five Star rating from Bauer Financial

Based on the most recent quarter end data from Bauer Financial

Nationally competitive products. Individualized service.


1Money Market Checking accounts are not eligible for our Deposit the Difference program.

2Annual Percentage Yield. See Checking or Savings for account requirements. All offering rates subject to change at any time without notice. Rates may change after the account is opened. Fees may reduce earnings on the account. Interest-bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY.

3Internet and/or wireless service provider charges may apply.