Relationship CD Rates

Open a NASB checking account and earn higher interest on your CD.

Open an account

Key Features

Lock in a guaranteed rate for the term of the CD

FDIC-insured

Earn higher rates combined with a NASB checking account

Maximize your money with our relationship CD rates!

Pair your NASB checking account with a NASB certificate of deposit account and earn higher interest rates on CD products based on the aggregate balances in your checking account(s)¹ of which you are the primary or secondary account holder. Whether you are interested in a short-term CD or locking your money in for a longer period of time, NASB consistently offers some of the highest rates in the area. Expand the table below to check our current rates.

Certificate of Deposit

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.²

Online CD Specials

7 Month Special Open an account

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	4.45%	4.35%	$1,000
$1,000 - $2,499	4.50%	4.40%	$1,000
$2,500 - $9,999	4.55%	4.45%	$1,000
$10,000 - $1,000,000	4.60%	4.50%	$1,000

15 Month Special Open an account

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	4.29%	4.20%	$1,000
$1,000 - $2,499	4.34%	4.25%	$1,000
$2,500 - $9,999	4.39%	4.30%	$1,000
$10,000 - $1,000,000	4.45%	4.35%	$1,000

24 Month Special Open an account

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	4.24%	4.15%	$1,000
$1,000 - $2,499	4.29%	4.20%	$1,000
$2,500 - $9,999	4.34%	4.25%	$1,000
$10,000 - $1,000,000	4.39%	4.30%	$1,000

3-Year Special Open an account

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	3.92%	3.85%	$1,000
$1,000 - $2,499	3.98%	3.90%	$1,000
$2,500 - $9,999	4.03%	3.95%	$1,000
$10,000 - $1,000,000	4.08%	4.00%	$1,000

3 - 5 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.75%	0.75%	$1,000
$1,000 - $2,499	0.80%	0.80%	$1,000
$2,500 - $9,999	0.85%	0.85%	$1,000
$10,000 - $1,000,000	0.90%	0.90%	$1,000

6 - 11 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.75%	0.75%	$1,000
$1,000 - $2,499	0.80%	0.80%	$1,000
$2,500 - $9,999	0.85%	0.85%	$1,000
$10,000 - $1,000,000	0.90%	0.90%	$1,000

12 Month Fixed IRA
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.80%	0.80%	$100
$1,000 - $2,499	0.85%	0.85%	$100
$2,500 - $9,999	0.90%	0.90%	$100
$10,000 - $1,000,000	0.95%	0.95%	$100

12 - 23 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.80%	0.80%	$1,000
$1,000 - $2,499	0.85%	0.85%	$1,000
$2,500 - $9,999	0.90%	0.90%	$1,000
$10,000 - $1,000,000	0.95%	0.95%	$1,000

24 - 35 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	4.50%	4.40%	$1,000
$1,000 - $2,499	4.55%	4.45%	$1,000
$2,500 - $9,999	4.60%	4.50%	$1,000
$10,000 - $1,000,000	4.65%	4.55%	$1,000

36 - 47 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	1.01%	1.00%	$1,000
$1,000 - $2,499	1.06%	1.05%	$1,000
$2,500 - $9,999	1.11%	1.10%	$1,000
$10,000 - $1,000,000	1.16%	1.15%	$1,000

48 - 59 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.90%	0.90%	$1,000
$1,000 - $2,499	0.95%	0.95%	$1,000
$2,500 - $9,999	1.01%	1.00%	$1,000
$10,000 - $1,000,000	1.06%	1.05%	$1,000

60 - 120 Month Term
Available in-branch only

Total Checking Account Balance²	APY¹	Interest Rate¹	Minimum to Open
Base Rate	0.95%	0.95%	$1,000
$1,000 - $2,499	1.01%	1.00%	$1,000
$2,500 - $9,999	1.06%	1.05%	$1,000
$10,000 - $1,000,000	1.11%	1.10%	$1,000

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

¹APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

²Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

For more information please call 800-677-6272 or visit one of our Personal Banking locations.