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Relationship CD Rates

Open a NASB checking account and earn higher interest on your CD.

Key Features

Lock in a guaranteed rate for the term of the CD

FDIC-insured

Earn higher rates combined with a NASB checking account



Maximize your money with our relationship CD rates!

Pair your NASB checking account with a NASB certificate of deposit account and earn higher interest rates on CD products based on the aggregate balances in your checking account(s)1 of which you are the primary or secondary account holder. Whether you are interested in a short-term CD or locking your money in for a longer period of time, NASB consistently offers some of the highest rates in the area. Expand the table below to check our current rates.

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.2

 
Online CD Specials

 

7 Month Special                             Open an account

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 4.45% 4.35% $1,000
$1,000 - $2,499 4.50% 4.40% $1,000
$2,500 - $9,999 4.55% 4.45% $1,000
$10,000 - $1,000,000 4.60% 4.50% $1,000
 
 

15 Month Special                           Open an account

 
Total Checking Account Balance2 APY1  Interest Rate1  Minimum
to Open 
Base Rate 4.29% 4.20% $1,000
$1,000 - $2,499 4.34% 4.25% $1,000
$2,500 - $9,999 4.39% 4.30% $1,000
$10,000 - $1,000,000 4.45% 4.35% $1,000
 
 

24 Month Special                           Open an account

Total Checking Account Balance2 APY1  Interest Rate1  Minimum
to Open 
Base Rate 4.24% 4.15% $1,000
$1,000 - $2,499 4.29% 4.20% $1,000
$2,500 - $9,999 4.34% 4.25% $1,000
$10,000 - $1,000,000 4.39% 4.30% $1,000
 


3-Year Special                                
Open an account

Total Checking Account Balance2 APY1  Interest Rate1  Minimum
to Open 
Base Rate 3.92% 3.85% $1,000
$1,000 - $2,499 3.98% 3.90% $1,000
$2,500 - $9,999 4.03% 3.95% $1,000
$10,000 - $1,000,000 4.08% 4.00% $1,000

 
 
 

3 - 5 Month Term                                 
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.75% 0.75%
$1,000
$1,000 - $2,499 0.80%
0.80% $1,000
$2,500 - $9,999 0.85% 0.85% $1,000
$10,000 - $1,000,000 0.90% 0.90% $1,000
 
 

6 - 11 Month Term                                 
Available in-branch only            

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.75%
0.75%
$1,000
$1,000 - $2,499 0.80%
0.80% $1,000
$2,500 - $9,999 0.85% 0.85% $1,000
$10,000 - $1,000,000 0.90% 0.90% $1,000
 
 

12 Month Fixed IRA                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.80%
0.80%
$100
$1,000 - $2,499 0.85%
0.85% $100
$2,500 - $9,999 0.90% 0.90% $100
$10,000 - $1,000,000 0.95% 0.95% $100
 
 

12 - 23 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.80% 0.80% $1,000
$1,000 - $2,499 0.85%
0.85% $1,000
$2,500 - $9,999 0.90% 0.90% $1,000
$10,000 - $1,000,000 0.95% 0.95% $1,000
 

24 - 35 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 4.50% 4.40%
$1,000
$1,000 - $2,499 4.55%
4.45% $1,000
$2,500 - $9,999 4.60% 4.50% $1,000
$10,000 - $1,000,000 4.65% 4.55% $1,000
 
 

36 - 47 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 1.01% 1.00%
$1,000
$1,000 - $2,499 1.06%
1.05% $1,000
$2,500 - $9,999 1.11% 1.10% $1,000
$10,000 - $1,000,000 1.16% 1.15% $1,000
 
 

48 - 59 Month Term                             
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.90% 0.90%
$1,000
$1,000 - $2,499 0.95%
0.95% $1,000
$2,500 - $9,999 1.01% 1.00% $1,000
$10,000 - $1,000,000 1.06% 1.05% $1,000
 
 

60 - 120 Month Term                           
Available in-branch only

Total Checking Account Balance2 APY1 Interest Rate1 Minimum
to Open
Base Rate 0.95% 0.95%
$1,000
$1,000 - $2,499 1.01%
1.00% $1,000
$2,500 - $9,999 1.06% 1.05% $1,000
$10,000 - $1,000,000 1.11% 1.10% $1,000


OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

1APY=Annual Percentage Yield. Interest compounded daily. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Rates may change after the account is opened. Early withdrawal penalty may apply. Fees can reduce earnings on the account.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.

For more information please call 800-677-6272 or visit one of our Personal Banking locations

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What Our Customers Say
Gertrude W., March 22, 2021
★★★★★ (5)

"I am a repeat customer of NASB and I always recommend family and friends to use their services."

Nationally competitive products. Individualized service.

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¹Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates.