Checking
Compare checking accounts to find the one that fits your needs.
Enjoy the convenience and value of a NASB checking account.
Get more out of your banking with a NASB Checking account! Whether you want convenience, value, or great interest, we've got you covered. Choose the account that best suits your needs and enjoy a comprehensive range of digital banking tools, along with fantastic perks.
All NASB checking accounts include:
- Easy access to Online Banking
- Convenient Bill Pay features
- Paperless e-Statements
- NASB Debit Card for purchases and withdrawals
- Mobile Banking with mobile check Deposit and mobile payments.1
Earn More with NASB Checking:
- Up to 2.00% APY2 on your Flourish Checking account balance
- 0.70% APY4 on your Prosper Checking balance
Plus, when you open a Prosper or Thrive Checking account, you unlock exclusive money-saving offers and added security benefits through our NASB Plus app, including:
- Up to $400 per claim ($800 per year) for cell phone protection when you pay your bill through your Prosper or Thrive account3,4
- ID Theft Aid with $2,500 in protection for personal identity theft, fraud resolution, and restoration3,4
- 24/7 Roadside Assistance with up to $80 in covered charges (four uses per year)5
- Exclusive Discounts for shopping, dining, prescriptions, travel, and more at local and national retailers1
Choose NASB for your checking account today - where value, security, and convenience come together.
Flourish Checking Learn more: Flourish Checking
| Prosper Checking Learn more: Prosper Checking
| Thrive Checking Learn more: Thrive Checking
| Advance Checking Learn more: Advance Checking
| |
|---|---|---|---|---|
| Digital Banking Tools1 | Included | Included | Included | Included |
| Shop and save with NASB Plus App3 | Not Included | Included | Included | Not included |
| Cell Phone Protection3,4 | Not included | Included | Included | Not included |
| ID Theft Aid3,4 | Not included | Included | Included | Not included |
| Roadside Assistance4 | Not included | Included | Included | Not included |
| Travel Accidental Death Coverage3 | Not included | Included | Included | Not included |
| Health Savings Card3 | Not included | ncluded | Included | Not included |
| Interest on Your Checking Balance | up to 2.00% APY2 | up to 0.60% APY2 | N/A | N/A |
| Minimum Opening Balance | $5,000 | $1,500 | $100 | $100 |
| Monthly Minimum Balance | $5,000 | $1,500 | $0 | $100 |
| Monthly Fee | $10 waived with $5,000 minimum balance | $8 waived with $1,500 minimum balance | $6 | $7 waived with $100 minimum balance and e-statement |
| Open now: Advance Checking | Open now: Prosper Checking | Find a branch: Thrive Checking | Open now: Advance Checking |
Strength You Can Count On
general banking testimonials with brag boxes
Community Support
$8 Million+ Invested
In Kansas City communities since 2020
Bauer Financial
Star ratings are current as of 01/09/2026
"Well Capitalized"
FDIC Capital Classification
As of quarter end 12/31/2025
Open Your Checking Account in 3 Easy Steps!
Enter Your Info
Provide your address, phone, email, Social Security number, and answer a few simple questions.
Fund Your Account
Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.
Confirmation
Open your account entirely online in just 10 minutes.
Recognized Excellence
Recognized Excellence
Community Support
$8 Million+ Invested
In Kansas City communities since 2020
"Well Capitalized"
FDIC Capital Classification
As of quarter end 12/31/2025
Bauer Financial
Star ratings are current as of 01/09/2026 from Bauer Financial
Have questions about NASB checking accounts?
We have answers. Please feel free to reach out directly to us if you have further questions. We look forward to hearing from you!
What features are included with NASB checking?
All NASB checking accounts include Online Banking, Bill Pay, e-Statements, a debit card, and Mobile Banking with mobile check deposit. Most modern checking accounts offer digital access and debit card features.
What checking accounts does NASB offer?
NASB offers several checking options, including Flourish, Prosper, Thrive, and Advance checking accounts. Banks typically provide multiple checking tiers to suit different balance and feature preferences.
Do NASB checking accounts earn interest?
NASB offers competitive rates on our Flourish and Prosper checking accounts, depending on the account and requirements. Interest‑bearing checking accounts often require meeting specific balance or activity qualifications.
What are the minimum balances and monthly fees?
NASB states minimum opening balances and monthly fees that can be waived by maintaining required balances. Many banks also waive monthly fees when balance requirements are satisfied.
How do I open a NASB checking account?
You can open a NASB checking account either online or by visiting a branch. Typically, opening a checking account requires personal details and an initial deposit.
Is mobile banking available with NASB checking?
Yes, NASB’s Mobile Banking app allows for account access, transfers, bill pay, and mobile check deposits. Mobile apps offer convenient access to banking services on supported devices.
How do monthly fee waivers work?
NASB waives specific monthly fees when the minimum balance or account requirements are fulfilled. Fee waivers are typical when customers keep qualifying balances.
Can I manage my checking account online?
NASB offers 24/7 online banking to check balances, transfer funds, and handle bills. Online banking platforms enable customers to manage their accounts at any time.
How do I order checks?
NASB allows check ordering via Online Banking or a secure online portal. Check ordering typically requires your routing and account number.
Where can I find current checking rates?
NASB displays current checking APYs and requirements on its Account Rates page. Checking rates may change, so reviewing current disclosures is advised.
How do I reset my debit card PIN?
NASB offers a dedicated phone line for resetting debit card PINs and managing card settings. You can also set or reset your PIN through NASB’s Mobile App. Banks typically provide PIN management through phone calls or online services.
What should I do if my debit card is lost or I’m traveling?
NASB provides 24/7 help for lost cards and advises notifying the bank before traveling. Travel notices and quick card replacements help prevent declined or fraudulent transactions. You can also temporarily disable your Debit Card through NASB’s Mobile App.
Looking for more detailed answers?
Explore our complete Checking Account FAQs, including funding your account, replacing debit cards, and setting up alerts.
As seen in:
