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Lock In a Low Rate for 90 days with RateSecure

  • Locks in rate for 90 days
  • If your rate drops within 90 days you can get your rate lowered*
  • No extra fee to lock rate

One of the biggest challenges of home buying is playing the rate game.

Do I lock in now, or wait to see if rates go down? With NASB's RateSecureTM, you can lock into a low Conventional Conforming, FHA or VA loan fixed rate for up to 90 days*.

If rates go up before you find the home of your dreams, you’re protected. But, if you have recently signed a contract on your home and rates go down, request a rate adjustment with your loan officer, and your rate drops*. How's that for a win-win?

92% Customer Recommendation Rating!
4.4 out of 5 Average Satisfaction Rating
Based on 13,296 NASB closed loan customer surveys from 1/1/2018 to 4/29/2021
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Let's talk about your home loan needs.

Whether you need to know what's the best type of home loan or whether now is the right time to refinance, we can help you with any home mortgage questions. Just fill out the form when you're ready to talk and we'll give you a call. 


By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at 866-627-7119 and we will process your request over the phone.

Local banking. National lending.

31,000 veterans

NASB has helped over 31,000 veteran homeowners close more than $9 Billion in home loans.

Top Lender

ranks as one of the top residential lenders AND one of the top 15 VA lenders in the U.S.

66,000 homeowners

NASB has helped more than 66,000 homeowners close over $18 Billion in home loans

*The locked terms are based upon loan request details provided by the Applicant(s). RateSecure is available for conventional conforming, FHA and VA fixed-rate loans only. It is not available for non-conforming products. Once locked, Applicant(s) are protected from any subsequent changes in market interest rates. Increases in market interest rates will have no effect on your locked terms. If rates have declined, applicants may request a rate reduction within 3 days of signing a purchase agreement. The new rate will be the current market rate (par) based on the consumer’s existing credit & other underwriting criteria.

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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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