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1Annual Percentage Yield (“APY”). Effective Date: 8/22/2025. Rates are subject to change without notice. Fees can reduce earnings on the account.
2$300 offer is valid for a new Prosper Checking account opened on or after January 1, 2025. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Prosper Checking account with a total deposit of $5,000 or more. 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 1/01/2025.
3For Prosper checking accounts, if your balance on each day of the monthly statement cycle remains at $1,500 or above, the $8 monthly fee will not be charged. If your balance on any one day of the monthly statement falls below $1,500, you will be charged a fee of $8 for that cycle. Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day. Additionally, if you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account.
4Wireless and/or internet service provider charges may apply.
5Ultimate Savings: The minimum balance required to open is $10,000.00. Interest is compounded daily and paid monthly. Ultimate Savings earns 4.15% APY with minimum balances between $.01-$2,000,000 and 0.01% APY with minimum balances of $2,000,001+. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. Fees can reduce earnings on the account. Rates are only available in the Greater Kansas City (KS/MO) area.
67-Month Certificate of Deposit: The minimum balance to open is $1,000. Interest is compounded daily and paid quarterly. APY assumes reinvestment of principal and interest at the same rate. An early withdrawal penalty may apply. Not available as an IRA online. Fees can reduce earnings on the account.
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