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Earn more on your money with some of the best rates in Kansas City!

Lock in a top-rated CD, grow with high-interest savings, or get exclusive perks with checking—all FDIC-insured and available online or at any of our 10 Kansas City area branches.

  • 4.10% APY- 11-Month CD2: $1,000 minimum balance to open
  • 2.90% APY- High Rate Savings4 Start earning with a minimum $1 opening deposit
  • 0.60% APY1- Prosper Checking5: get a great rate plus other money-saving perks!

Open online        Visit a Branch       

Kansas City’s Top CD, Savings & Checking Rates – Backed by a Local Bank You Can Trust

Whether you’re saving for the short term or planning for the future, NASB offers some of the highest deposit rates in Kansas City. Choose the account that fits your goals—backed by the security of a community bank that’s been serving KC area families for nearly 100 years.

11-Month CD2

Guaranteed rate with sizeable return

4.10% APY1

  • Interest is compounded daily and credited to your account quarterly
  • No Monthly Maintenance Fee
  • $1,000 minimum to open and earn interest

High Rate Savings4

Take your savings to the next level

2.90% APY1

  • Interest is compounded daily and paid monthly
  • Free mobile banking with mobile check deposit
  • No Monthly Maintenance Fee
  • Only $1.00 minimum to open
  • Free online banking and e-Statements

Prosper Checking5

For a checking account with benefits

0.60% APY1

  • NASB Plus App: Access exclusive discounts and money-saving benefits to help you save more – Enjoy deals on shopping, dining out, and travel, prescription drug discounts, cell phone protection, ID theft aid, 24/7 roadside assistance, and more. Learn more here.
  • No Monthly Maintenance Fee
  • $1,500 minimum to open and earn interest


Strength You Can Count On
general banking testimonials with brag boxes

Community Support

$5 Million+ Invested

In Kansas City communities since 2020

Bauer Financial

Star ratings are current as of 09/29/2025

"Well Capitalized"

FDIC Capital Classification

As of quarter end June 30, 2025






Open Your Account Online in 3 Easy Steps!

 

Number 1 third

Enter Your Info

Provide your address, phone, email, Social Security number, and answer a few simple questions.

Number 2 third

Fund Your Account

Make your initial deposit by entering your bank account details and transfer the minimum deposit to activate your account.

number 3 third

Confirmation

Check your inbox for a confirmation email with your account number and all the details you need to get started.



    Open my account


    The entire process takes approximately 10 minutes, and it can be completed entirely online.
    To speed things up, please have your driver’s license and bank account information ready before you start.



Why Kansas City Chooses NASB for Deposits

  • Nearly 100 years of local banking expertise
  • A focused approach to helping customers achieve their financial goals
  • 10 convenient branches across the metro
  • Exceptional, friendly service from people who know you by name
  • Proud partner of local nonprofits and community organizations
  • FDIC-insured for confidence and peace of mind


As seen in:

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1Annual Percentage Yield (“APY”). Effective Date: 10/17/2025. Rates are subject to change without notice. Fees can reduce earnings on the account.

211-Month Certificate of Deposit: The minimum opening balance is $1,000. Interest is compounded daily and paid quarterly. APY assumes reinvestment of principal and interest at the same rate. An early withdrawal penalty may apply. Not available as an IRA online. Fees can reduce earnings on the account.

3Wireless and/or internet service provider charges may apply.

4High Rate Savings: Minimum balance required to open is $1.00. Interest compounded daily and paid monthly. Rates are subject to change without notice at any time. Rates may change after the account is opened. High-Rate Savings earns 2.90% APY with minimum balances between $.01-$49,000, 2.90% APY with minimum balances between $50,000 - $1,499,999. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account.

5Prosper Checking earns interest on the following account balance tiers: $.01 - $4,999.990.50% APY, $5,000 - $49,999.99 (Non-Qualified)0.50% APY, $5,000 - $49,999.99 (Qualified)0.60% APY, $50,000 - $1,499,999.990.55% APY, $1,500,000 or greater = 0.55% APY. If your Prosper Checking balance remains at $1,500 or above on each day of the monthly statement cycle, the $8 monthly fee will not be charged.  If your balance on any one day of the monthly statement falls below $1,500, you will be charged a fee of $8 for that cycle. Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day. Additionally, if you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. Rates are subject to change without notice at any time.


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Copyright © 2025 North American Savings Bank, F.S.B. All rights reserved.

 
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

Copyright © 2025 North American Savings Bank, F.S.B. All rights reserved.

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