Get more for your money with Kansas City's best rates!

¹Annual Percentage Yield (“APY”). Effective Date: 4/03/2026. Rates are subject to change without notice. Fees can reduce earnings on the account.

²For Prosper checking accounts, if your balance on each day of the monthly statement cycle remains at $1,500 or above, the $8 monthly fee will not be charged.  If your balance on any one day of the monthly statement falls below $1,500, you will be charged a fee of $8 for that cycle. Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day. Additionally, if you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account.

³Wireless and/or internet service provider charges may apply.

⁴Ultimate Savings: The minimum balance required to open is $10,000.00. Interest is compounded and paid monthly. Rates are subject to change at any time without notice. Ultimate Savings earns 3.60% APY on balances between $.01-$49,999.99, 3.60% APY on balances from $50,000 through $1,999,999.99, and 0.01% APY on balances $2,000,000+. The Ultimate Savings account has blended interest rates depending on account balances. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. Fees can reduce earnings on the account. Rates only available in the Greater Kansas City (KS/MO) area.

⁵3-Month Certificate of Deposit: The minimum balance to open is $1,000. Interest is compounded daily and paid quarterly. APY assumes reinvestment of principal and interest at the same rate. An early withdrawal penalty may apply. Not available as an IRA online. Fees can reduce earnings on the account. 

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