IRA Non Recourse Loan

Increase real estate profits with an IRA non-recourse loan.

NASB is proud to be America’s IRA Non-Recourse Lender™

Are you looking to use your self-directed IRA to purchase real estate as another form of a tax-sheltered retirement investment?* Let the experts at North American Savings Bank help! We offer IRA Lending in all 50 states.

Our unique financing program creates the opportunity for the purchase of rental property with a real estate IRA. Borrowers are able to choose from a variety of adjustable rate and fixed rate non-recourse loans. We can usually provide approvals within 48 hours of receiving a complete application.

Call us toll-free at (866) 735-6272

Connect with an IRA Lending Expert

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 735-6272 and we will process your request over the phone.

Advantages of a Self-Directed IRA

Control - Investors have the ability to choose how they invest for their retirement using real estate purchases. Other investment options, like mutual funds, bonds and stocks, are controlled by someone else.

Tax Deferral - Your retirement savings grow in a tax-deferred or tax-free environment. Individuals can reinvest the profits from real estate investments into other investments tax-free.*

Protection - Self-directed IRAs are similar to trusts, which means they are a separate entity from the owner and are protected by federal and state bankruptcy law.

High Returns - Compared to other IRA investments, self-directed IRAs can yield higher returns, at a faster rate.

With decades of servicing IRA non-recourse loans, we're ready to answer all of your questions including: 


    • How self-directed IRAs function
    • What a non-recourse loan is and how it works
    • What the IRS has to say about real estate in an IRA
    • The step-by-step actions on how to get started using real estate investments within your IRA to earn returns
    • Self-directed IRA companies
    • The IRA loan process

To learn more about NASB's IRA loan process click here or call us at toll-free at (866) 735-6272.

NASB is a leading national IRA lender. We've been featured in:

ira lending

Contact NASB's IRA Lending Team at (866) 735-6272 or via email at to learn more.

Read the FAQs

From qualification requirements to eligible properties, see some of the most frequently asked questions about IRAs.

Read the IRA Lending FAQs

Listen to the Podcast

Hear from Matt Allen, a nationally-recognized speaker and author on the subject of IRA non-recourse loans.  

Listen to the IRA Loan Podcast

Order the Book

Leverage Your IRA is the #1 IRA real estate book in America, with everything you need to know about IRA non-recourse loans.

Learn more about Leverage Your IRA

Meet Our IRA Lending Team

Jason Zook

Loan Officer
NMLS 415110

Call: 816-508-2397


Matt Allen

Vice President 
NMLS 415037

Call: 816-508-2203

Jackie Watts

Loan Officer 
NMLS 415106

Call: 816-508-2432

Nick Allen

IRA Loan Officer
NMLS 1087304

Call: 816-508-2396

IRA Commercial Lending Experts

Liza Kemna

Vice President,
Commercial Loan Officer

Call: 816-316-4032

Jeff Wagner

Vice President,
Commercial Loan Officer

Call: 816-214-8116

Michael Braman

Vice President,
Commercial Loan Officer

Call: 816-316-4034

I had read the book, "Leverage Your IRA", and was felt I had a good grasp of the process of a non-recourse loan. Even with my research, I would be lying if I said I wasn't a little nervous. I have to say from our first contact with Jason all the way to the end was a great experience. All the staff we were in contact with were on the spot. It went just the way I understood it would, and look forward to doing it again soon.

- Todd C.


va loan review

My communications and responses from NASB were very prompt and their rates/fees were very competitive. I felt that my loan officer (Jackie Watts) really cared about providing me with excellent service.

- Qua V.

va loan review

Nick Allen and Lisa Hook were extremely helpful and knowledgeable making the loan process seamless. My wife and I truly appreciate their support and we hope to work with them again in the future.

- Thomas W.

*This is not intended to and does not constitute legal advice or financial / investment / tax advice.  North American Savings Bank does not make any guarantee or other promise as to the results obtained.  You should consult with an attorney or other professional to determine what may be best for your individual needs.