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Hello! I am Heather Lutman

Sr. Loan Consultant | NMLS #852119

Heather Lutman - NASB loan officer

Providing each customer with the best possible home loan experience is essential. My goal is to win your business for life. I want my clients to be comfortable referring their friends, families and coworkers knowing I will give them the same exceptional service. Communicating in an honest and upfront manner is something my customers really appreciate and expect. I am proud to be part of the NASB team and look forward to working with you!

About me

Loan specialist since: 2001

What people say

“My loan representative Heather Lutman displayed extremely outstanding performance during our lengthy refi process. She went above beyond to get me the best deal despite my low credit score and high debt. She explained every item in the loan application and quotes item by item to myself and my wife without any frustration. Heather is absolutely a great asset for your organization. I would recommend NASB to anyone due to Heather's dedication and professionalism.”

— Robert H.

“Heather Lutman Loan Consultant (NMLS ID#: 852119) has been the most helpful person that I dealt with in this whole house buying experience. With her knowledge in debt service, her sound advice, and her personal nature, she made my wife and myself very comfortable and happy that we choose NASB. Her turnover of reports/ questions that we had were almost instantaneous. She went above any expectation they we could have had in a loan consultant. She was an absolute pleasure to work with and I wish her nothing but wealth, happiness and prosperity, both personally and professionally.”

— Johnny C.

“Heather Lutman did an absolute excellent job pushing my paperwork through expeditiously so I could close on a home one day before leaving the country! Closed with a VA Approved Loan in under 30 Days!”

— Timothy T.

“Heather Lutman was the best loan officer I could have worked with! From pre-approval to closing she was my champion and confidant guiding me through the riggers of my final goal; purchasing my new home. Even when there were issues outside of the deal on my selling side, she was quick to step in and offer any assistance she could. She was persistent and dedicated until the very end and her hard work did not go unnoticed. I am very grateful for her efforts and hope she will be rewarded for her tremendous efforts and customer service. I will definitely recommend her and NASB to my family and friends!”

— Patrice B.

“Heather did a great job on our home loan. Words can't express the dedication and hard work Heather did to make sure every detail was covered throughout the whole process. If I were to sum it up Heather took care of us as if we were family... I would recommend Heather and her company to anyone... Again, thank you for the great service.”

— Linda M.

“It was such a joy working with Heather (Heather Katrina Lutman). She took such a great effort to insure that I understood what was happening at each juncture of my loan. I appreciate the effort exhibited by each member of NASB to make my dream become a reality. I shall miss working with you.”

— Robert S.

“Heather was the BEST...!!! Went above and beyond,exceeded my expectations...!!! The entire process was unbelievably painless thanks to Heather...”

— Thomas M.

“Mrs. Lutman was absolutely phenonminal. She took the time to explain each part of the process and was available anytime I needed her. She was personable, yet professional. I enjoyed my homebuying experience, because Mrs. Lutman was on top of her job and very thorough. She has excellent custmer service and did a wonderful job to make sure I was satisfied through out the entire process. Mrs. Lutman is a great asset to NASB. She was simply great and a pleasure to work with.”

— Samuel B.

“Heather Lutman was outstanding in the service she provided. Throughout the entire process (which involved several properties) she was always there to respond to my inquiries and always returned my calls promptly whenever I was not able to get through to her directly.”

— John S.

“As is my first experience with NASB i am deeply satisfy with my loan officer Ms Heather B. Through out the process, she met what i was expected. she explained me everything. She took her precious time to explain to me whenever i do not understand something and asked me appropriate document that i willl need. In addtion, She did return every single calls that i made to her. I hope NASB can serve me in the near future again.Thank you especially to Ms. Heather and NASB team.”

— Francois C.

“Heather Bremson provided outstanding support throughout my loan application process. She persisted in first contacting me about the loan (other banks might have left one message at best but never followed up again, if I did not return their call. Heather kept at it) and then provided answers to my questions either immediately in the course of our conversations or with responsive follow-up phone calls or e-mails when she had to research the answer first. She was the key reason I selected and then continued the loan process with NASB. She's super.”

— Henry D.

“Heather was wonderful, she explained everything and made the process seem almost painless. Everything was handled over the phone she returned our phone calls promptly when we had concerns and responded to all our questions. If the need ever would arise again I would absolutely use NASB. EEO & KDO, North Carolina”

— Edwin O.