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Hello! I am Mike Garcia

Senior Loan Consultant | NMLS #415055

Mike Garcia - NASB loan officer

I enjoy helping my customers realize their dreams and accomplish their home buying goals. I strive to help each and every client obtain the absolute best possible loan for their situation whether it is refinancing or purchasing their dream home.

About me

Loan specialist since: 2001

What people say

“Mike Garcia was hands down the best Loan Consultant I have ever worked with.   From the very beginning he recognized our needs, responded to questions/concerns, and kept us up to speed the entire process. I wish every property purchase or refinance I have done to date was through Mike. Completely surpassed all expectations and hope it he recognized accordingly for it. In addition, Amanda Keough was terrific. Timely responses, accurate answers. Best conduit between us as the consumer and the underwriter I could have asked for. She was amazing. To top it all off, even my closing attorney - who I have worked with on a number of properties - said that she couldn't believe how amazing you guys were. Easiest transaction every she said. Documentation was prepared accurately and on time (even before it was required). Great job to everyone and thanks for everything. Hope this makes it back to Mike and Amanda and they get the recognition they deserve.”

— Nicole B. - Berlin, MA

“Michael Garcia is an asset and wonderful loan officer for NASB. His experience was key in my loan process, I've recommended him and NASB to friends and family. Keep up the good work.”

— Derrick G. - Tucson, AZ

“Mike Garcia was fantastic. This was first time I have ever experienced a loan officer contacting me without me having to make several calls and leave messages to please contact me. He kept me informed of every move throughout the entire process, his estimates were exact, and the times and dates he promised all came to light. Great energy too!”

— Janine D. - Millsboro, DE

“NASB Consultant Mike Garcia is the example of professional service. I've worked with Mike on two Mortgage Loans (orignal Loan and Refinance) in the last two years. Mike is responsive and ensured that I got the absolute best rates and service available.”

— George S. - Monterey, CA

“Michael Garcia did his job with professionalism and promptness, keeping me informed along the way. He has a very pleasant demeanor. He made a normally tedious procedure very comfortable. I have and will recommend Michael to others.”

— Robert S. - Loveland, CO

“This was our third time to use NASB and Mike Garcia for a mortgage/refinance. Mike was outstanding with all his help to us throughout the loan process. He is very professional, dependable and highly knowledgeable in handling all matters.”

— William M. Jr. - Punta Gorda, FL

“Michael Garcia is the very best loan officer we have ever had the pleasure to deal with. He took care of our first refinance so well we returned to him years later for our next refinance. I would most definitely recommend him to friends and family.”

— Joseph G. - San Antonio, TX

“Michael Garcia was fantastic to work with – I have told everyone about how easy he made this process for me. His initial phone call was the reason why I chose your bank over the others that called and over the local banks in my area. Mike is enthusiastic, down to earth and explains everything in a way that anyone can understand – even a first time home buyer. Everyone involved in my home buying process from my broker, to my insurance agent all the way to the abstract company that did the closing had nothing but great things to say about how quickly he responded to their requests and how knowledgeable he was in the VA loan process compared to anyone else they had ever worked with. Thank you Michael for making this process painless and stress free for everyone especially me :) !!!!”

— Karen J. - Alexandra, MN

“Michael Garcia was my loan consultant, and I couldn't have been happier with his service. He was prompt, attentive, intelligent, and had no problem answering any question I had. He helped me navigate my non-typical financial and refinancing loan requirements and options with confidence.”

— Scott B. - Minneapolis, MN

“Mike Garcia was terrific to work with. He managed to get things done in a time frame that my real estate agent thought was not possible.”

— Jay C. - Delaware, OH

“Working Mike Garcia was a great experience. I have heard horror stories about other people going through the process for the first time, plus using a POA and lastly using a VA loan. The process and speed in which he and the underwriters worked was extremely impressive. I am overseas and my wife handled most of the faxing and documentation hunting for us and Mike helped out with questions, even on the weekend! This was a great experience and if we ever get another home I hope we can work with Mike and the great staff at NASB. Thanks!”

— Cris & Sheri L. - Dillion, MT

“Mike Garcia was the best. He answered his phone when we called, he got answers when we needed them and we felt that he was on our team. I would recommend working with Mike Garcia to any of our friends and family. I want to thank him for hanging in with us, it took almost a full year to complete our transaction from the first email to closing, he's awesome. It was suggested not to do a VA loan, but Mike made it easy.”

— Robert W. - Palm City, FL

“Michael Garcia is a rock star! He and his team worked to get our loan completed seamlessly. It was a tremendous success! Thank You!”

— Brandon P. - Gillette, WY

“It was an absolute pleasure working with Michael Garcia. We were kept informed of the process all the way through and he responded immediately to our questions and concerns. Thanks again for a painless loan processing. I would recommend this bank and this loan officer to anyone.”

— Bruce M. - Gainsville, GA

“Mike Garcia at NASB made my first time home buying experience very pleasant as he spent all the time I asked for to help me understand every step of the process. Thanks Mike! We did it! :)”

— Robert A. - Portland, OR

“We have already recommended NASB to our son who is looking to try and refi to get rid of his PMI. We would like to thank Mike Garcia and NASB for the most professional service we have experienced in quite some time. We didn't realize how easy it was to go through the whole process of refinancing and Mike made it that much easier. He stayed in constant contact with us through the entire time. We really appreciate everything he was able to do for us. Thank you very much.”

— Steve & Jamie H. - Chula Vista, CA

“Mike Garcia was fantastic! From the first time I contacted him till he walked with us through the process of finalizing our documents and closing, he was open and communicated efficiently with us about the details of all the things we had to do and what we could expect. He did a fantastic job!”

— James C. - Ballard, UT

“Michael Garcia and the team at NASB is on the ball, a step ahead on every issue and provides outstanding customer service. Closed on our loan in a short time frame, I am very satisfied with the service I received and will be working with NASB on all my future purchases, thank you very much!!”

— Bradley H. - Fowler, IL

“Our contact, Michael Garcia, was very prompt in responding to our first inquiry / we are on the East Coast and he was still the first to call us after an overnight inquiry. He was extremely informative and supportive, and responded near immediately always. He was always easily available. We appreciate such a great experience through what can be a very trying time. Thank you!”

— Bill & Doreen H. - Land O Lakes, FL

“I talked to several loan consultants with different mortgage companies and I have to say that Michael Garcia was, by far, the most knowledgable and helpful person ever. He went out of his way to answer questions. He definitely knows how to work with customers. Working with someone over the phone can be difficult at times, he made the whole process easy and understandable. Thank you so much Mr. Garcia.”

— Richard D. - College Park, MD