Rate and Term Refinance

Whether you want a lower interest rate or to shorten the period on your term, NASB can help you get the Rate and Term Refinance you need.

Check today's rates 

Rate-and-Term-Refinancing

Pay off your house faster or lower your payments.

If your mortgage loan rate is higher than current rates, then you should consider a Rate and Term Refinance from NASB. You can lower your monthly payments, or reduce the term to pay off.



*Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
  • Get the most up-to-date rates available
  • For purchase or refinance, all loan types
  • Different rate and term options presented
  • A variety of mortgage payment calculations
  • Learn which loan is better for you
  • Help to make term and loan type decisions
What Our Customers Say
Robert R., January 28, 2022
★★★★★ (5)

"They made the refinance process really easy. I had some questions that while seemed complex got answered promptly and completely. The process of document delivery and upload was really convenient. Thanks!"

90 Net Promoter Score

Based on NASB closed loan customer surveys from 6/1/2022 to 5/30/2023

More than $30 billion in home loans since 2010

Representing more than 100,000 home loan customers

Top 30 VA Lender for 2020

Based on total loan amounts

Nationally competitive products. Individualized service.

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*According to Bain and Company, the source of the Net Promotor Score (‘NPS’) system, a score of 50 is excellent, and anything above 80 is world-class.