Zero Down Home Loan Program

NASB's Zero Down Home Loan Program can help residents of Kansas or Missouri get started on the loan process without a down payment.

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Competitive conforming fixed rates

Jun 21, 2019, 10:54 AM

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Making your dream home easier than ever.

With this program, we could get you into your home with no down payment.* That means you can put any savings toward making your new house a home. We keep our rates competitive, and with no first-time home buyer or maximum income restrictions, we're helping you make your dream a reality.

Our Zero Down Home Loan Program makes buying a home easier than ever with:

  • Competitive Conforming Fixed Rates
    We keep our rates competitive so you get as good as deal as possible.
  • No First-Time Homebuyer or Maximum Income Restrictions
    Don't let your dream home be anything but that. With no first-time Homebuyer or Maximum Income Restrictions, we're helping you make your dream a reality.
  • Available on Home Purchases in Kansas and Missouri Only
 Get a free rate quote
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Joseph G.
You did what I did not think could be done. I am do very grateful to you and your staff. From my family to you, Thank You.

Local banking. National lending.

More than 63,000 home loan customers in the last decade

Based on lender data

99% of customers would recommend NASB

Based on 2,615 NASB closed loan customer surveys from 1/1/2018 to 5/28/2019

More than $17 billion in home loans in the last decade

Based on lender data

Nationally competitive products. Individualized service.


*Available on owner-occupied home purchases in Kansas and Missouri only. The borrower must invest 1% of the purchase price into the transaction, which may include loan closing costs &/or prepaid taxes/insurance. Two months reserves of the monthly payment, insurance, taxes, and mortgage insurance is required. Gift funds from an acceptable source are allowed to cover the 1% borrower investment and reserves. Other guidelines and restrictions apply.