Earn More Interest on Your Checking and Stay Protected!
Open a Prosper Checking account with NASB! Get up to 0.60% APY1 on your balance!Open my account
Open my account
Bank smarter with a checking account that works for you!
Are you looking for a checking account that offers more than the basic features? Look no further than NASB's Prosper Checking! With a Prosper Checking account, you get digital banking tools, cell phone protection, identity theft aid, roadside assistance, and access to exclusive retail and travel discounts through the NASB Plus app.Open a NASB Prosper Checking account and unlock a world of benefits.
Getting started is easy!
Enter Your Info
Just enter your address, phone, email, social security number, and answer a few questions.
Fund Your Account
Enter bank account information with your minimum $1,500 deposit to initiate the initial funding transfer.
The entire process takes approximately 10 minutes, and it can be completed entirely online.
To speed things up, please have your driver’s license and bank account information ready before you start.
NASB's Prosper Checking
Are you looking for a checking account that offers more than the basic features? Look no further than NASB's Prosper Checking! Here's how you benefit with our value-added checking account designed to work for you:Get RewardedEarn Interest on Your Balance: Prosper Checking offers up to 0.60% APY1, one of the highest rates in Kansas City per Bankrate.5 No Monthly Maintenance Fee: As long as the minimum average monthly balance of at least $1,500 is maintained. Otherwise $8/month.6 NASB Plus App: Access exclusive discounts with local retailers to save money on shopping, prescriptions, dining, travel, and more.2 | ||
Stay ProtectedCell Phone Protection: Get up to $400 per claim (up to $800 per year) if your phone is lost or stolen.3,4 ID Theft Aid: Get assistance resolving payment card fraud and receive $2,500 in personal identity theft benefits.3,4 24/7 Roadside Assistance: Never get stranded! Get up to $80 in covered service charges (up to four times a year).3 | ||
FDIC-InsuredYour deposits are safe and secure with FDIC insurance, up to the maximum allowed by law. | ||
Mobile AppOur dynamic mobile app puts your finances at your fingertips. Easily view transactions, track budgets, and manage your money on the go.2 |
More Than Just Banking
Serving generations of Kansas City families for almost 100 years, we are committed to the communities we serve financially and through volunteerism.
Recognized Excellence
Recognized Excellence
Community Support
$5 Million+ Invested
In Kansas City communities since 2020
"Well Capitalized"
FDIC Capital Classification
As of quarter end June 30, 2025
Bauer Financial
Star ratings are current as of 09/29/2025 from Bauer Financial
What Our Customers Say
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TERMS AND CONDITIONS
1Annual Percentage Yield (“APY”), Effective Date: 10/10/2025, valid for accounts opened in-branch and online. Rates subject to change without notice and after the account is opened. Prosper Checking earns interest on the following account balance tiers: $.01 - $4,999.99= 0.50% APY, $5,000 - $49,999.99 (Non-Qualified)= 0.50% APY, $5,000 - $49,999.99 (Qualified)= 0.60% APY, $50,000 - $1,499,999.99= 0.55% APY, $1,500,000 or greater = 0.55% APY.
2Wireless and/or internet service provider charges may apply.
3Cell phone protection and personal identity theft benefits are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
4Insurance products are: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY NASB.
5Rate information was obtained from Bankrate.com on 4/1/2025. APYs are subject to change at any time.
6For Prosper checking accounts, if your balance on each day of the monthly statement cycle remains at $1,500 or above, the $8 monthly fee will not be charged. If your balance on any one day of the monthly statement falls below $1,500, you will be charged a fee of $8 for that cycle. Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day. Additionally, if you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account.