Get $300, Earn Interest, and Stay Protected.1
Set up direct deposit and transfer at least $3,000 into your new account within 90 days and enjoy the perks that come with it!Open my account
Open my account
NASB's Prosper Checking
Are you looking for a checking account that offers more than the basic features? Look no further than NASB's Prosper Checking! Here's how you benefit with our value-added checking account designed to work for you:
Get Rewarded
- Cash Bonus of $300: Open a new Prosper Checking account with a minimum of $1,500 AND set up ongoing direct deposits for a total of $3,000 or more during the first 90 days of opening.1
- Earn Interest on Your Balance: Prosper Checking offers up to 0.70% APY2, one of the highest rates in Kansas City per Bankrate.3
- No Monthly Maintenance Fee: As long as the minimum average monthly balance of at least $1,500 is maintained. Otherwise $8/month.
Stay Protected
- Cell Phone Protection: Get up to $400 per claim (up to $800 per year) if your phone is lost or stolen.4,5
- ID Theft Aid: Get assistance resolving payment card fraud and receive $2,500 in personal identity theft benefits.4,5
- 24/7 Roadside Assistance: Never get stranded! Get up to $80 in covered service charges (up to four times a year).4
Enjoy Discounts
- NASB Plus App: Access exclusive discounts with local retailers to save money on shopping, prescriptions, dining, travel, and more.6
Mobile App
Our dynamic mobile app puts your finances at your fingertips. Easily view transactions, track budgets, and manage your money on the go. Plus, connect external accounts to view all your accounts in one place and get financial insights into how and where you spend your money.6
More Than Just Banking
Serving generations of families around the Kansas City area for almost 100 years, we are committed to the communities we serve both financially and through volunteerism.
Open a NASB Prosper Checking account and unlock a world of benefits.
Getting started is easy!
Enter your info
Just enter your address, phone, email, social security number, and answer a few questions.
Fund your account
Enter bank account information with your minimum $1,500 deposit to initiate the initial funding transfer.
Open entirely online in 10 minutes
Saver Story
Adrianne-
"I use the NASB Plus app for local savings on oil changes, eating out, and more, but my favorite savings are travel! Thanks to the NASB Plus app, we’ve saved on booking hotels and activities numerous times. The hotel prices on the app always beat the big booking sites online.“
As seen in:
TERMS AND CONDITIONS
1$300 offer is valid for a new Prosper Checking account opened on or after September 27, 2024. It is not available to existing NASB personal checking customers (including trustees and primary owners on individual and joint accounts) or those who have closed a NASB personal checking account within the past 12 months or had accounts closed with a negative balance within the last three years. This offer is limited to one per customer and account (including trustees and primary owners on individual and joint accounts). This offer can be changed or canceled without notice and cannot be combined with any other offer. To receive the $300 Bonus: 1) Open a new NASB Prosper Checking account with a total deposit of $1,500 or more. 2) Account(s) subject to approval. 3) Set up and complete direct deposits totaling $3,000 or more into this account within the first 90 days of account opening. Your direct deposits must be electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. 4) At the completion of 90 days from account opening, if you have completed the above requirements and your account is open and in good standing with a balance greater than zero, NASB WILL DEPOSIT THE $300 BONUS IN YOUR NEW ACCOUNT WITHIN 90 BUSINESS DAYS. THE $300 BONUS OFFER IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT (OR FORM 1042-S, IF APPLICABLE). The enrolled account must not be closed or restricted during payout to receive this bonus. We may close your account without prior notice if your balance is zero. If you close the account within 90 days of opening, a $30 Account Closure Fee will be applied to your account. The bonus offer is effective as of 9/27/2024.
2Annual Percentage Yield (“APY”), Effective Date: 04/25/2025, valid for accounts opened in-branch and online. Rates subject to change without notice and after the account is opened. Prosper Checking earns interest on the following account balance tiers: $.01 - $4,999.99= 0.55% APY, $5,000 - $49,999.99 (Non-Qualified)= 0.60% APY, $5,000 - $49,999.99 (Qualified)= 0.70% APY, $50,000 - $1,499,999.99= 0.60% APY, $1,500,000 or greater = 0.55% APY.
3Rate information was obtained from Bankrate.com on 9/27/2024. APYs are subject to change at any time.
4Cell phone protection and personal identity theft benefits are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
5Insurance products are: NOT FDIC INSURED, NOT A DEPOSIT, MAY LOSE VALUE, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY NASB.
6Wireless and/or internet service provider charges may apply.