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Struggling to meet standard loan guidelines? NASB may be able to help.

The Advantages of a Non-QM Loan with NASB:

  • Flexible Underwriting - Our in-house team works with you to simplify the process.
  • No Tax Return, No Problem - Great option for self-employed borrowers.
  • Fast, Hassle-Free Approvals - No unnecessary delays, just solutions.
  • Multiple Loan Options - Bank Statement, DSCR, 1099, Jumbo and more.
  • Credit Challenges? - You may still qualify for financing.
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We're here to help!

888-661-1963 

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Find a home loan that fits your unique financial situation.

At NASB, we understand that not everyone fits the standard loan mold. That’s why we offer unconventional mortgage options designed for borrowers with unique income or credit circumstances.

Our non-conforming loans may be an excellent option for:

  • Self-Employed Professionals & Business Owners
  • Real Estate Investors & Investment Property Owners
  • Independent Contractors & Freelancers
  • Gig Workers & Entrepreneurs

Ready to explore your options? Connect with our team today and see how we can help!

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Answer a few easy questions to get your personalized recommendations and custom rate quote from one of our loan experts.

What type of mortgage loan are you looking for?


Can’t Find What You Need?

NASB offers additional non-QM loan products that may better suit your unique situation. Speak with one of our knowledgeable loan officers to discuss your unique circumstances and explore the mortgage solutions that best suit your needs.

888-661-1963


Loan Type1Who is it for?Min. Credit ScoreMin. Loan AmountMin. Down Payment
Bank Statement LoanSmall business owners700$175,00010% with mortgage insurance*
1099 LoanSelf-employed individuals700$175,00020%*
DSCR LoanReal estate investors700$175,00025%
Asset Depletion LoanBorrowers using liquid assets to qualify700$175,00020%*
Jumbo LoanBorrowers with home purchases above the conforming limit720$805,50120%
Credit Event LoanHelps individuals get a mortgage after credit event like bankruptcy620$175,00030%

*10% down payment with no mortgage insurance option available with 740 FICO. Talk to a NASB loan officer for more details.


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*Non-conforming loans require a minimum 680 FICO score and $175,000 loan amount (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), a minimum credit score of 680, and a 15% down payment with approved mortgage insurance. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Not available in New York state, the Chicago or Baltimore metropolitan areas, and not available in all locations or for all property types. Loans subject to underwriting and eligibility criteria, and other factors. Your loan officer will provide you with more information regarding non-conforming loans and what may work best for your situation
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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